180k Houston is equivalent to how much in SF?

AnchorFree / Eng 🍪 cookie
Oct 7 36 Comments

How much an offer from Houston worth in terms of Bay Area TCs?
Is 180k an equivalent of 250-280 TC in SF?
(I'm about to start comparing competing offers from different companies, and relocation to any of the warmer states is totally fine for me. Texas, Arizona and Florida are great destinations weather-wise for me, I wonder how's it like in the Houston region?)

We have no kids, just me and my wife. Our plan for the next 2-3 years is to travel in South America and more of the Caribbean, and then start saving $ for a house. I'll need to be able to afford all the basics plus save a bit for the travels. I wonder what's best in my case, WDYT?

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TOP 36 Comments
  • Roku RokuRoku
    300k
    Oct 7 5
    • Amazon a^=b^=a^=b
      10% state tax, $30k extra for housing, 15% higher cost of other living expenses.

      So, $300k seems right.
      Oct 7
    • Oracle / Data bendy
      Come on, 15%?
      Op can get a palace for a half a mill
      Oct 7
    • Amazon a^=b^=a^=b
      A regular sized (3BR) house in Houston is $1.5-2k/month, similar house in bay area is $4-4.5k/month. That's where $30k extra housing cost comes from.

      15% higher living cost accounts for things other than housing, like groceries, restaurants and insurances.
      Oct 7
    • Oracle pzd
      So housing is 200% more, but everything else is 15% more? That doesn't quite add up.
      Oct 8
    • Lockheed Martin GfTy81
      thats the bay for you, you can commute 2-3h a day if you want 100% more
      Oct 8
  • Airbnb Ansc83
    I say 400k-500k if you have a family.
    I have family in houston and see how our 500k+ eng managers live.
    First of all, a 400k house is at least like. $3M house here. And you live in the city of Houston. That house will have a pool and an inside like I've never seen in the bay area.
    With kids, your good daycare is like $2500 for 2 kids. A decent one here is $3k per head ($6k for 2)
    The taxes kill your money in the bay. And your lifestyle is nowhere near as good. No homeless having diarrhea in the street and your partner can afford to not even work.
    If you want to be single and live with kids in an apartment. Then it's worth it 😄

    https://www.redfin.com/TX/Houston/5206-Pebble-Way-Ln-77041/home/30669969?utm_source=ios_share&utm_medium=share&utm_campaign=copy_link&utm_nooverride=1&utm_content=link
    Oct 7 13
    • Airbnb Ansc83
      Only jobs in oil. Tech is in Austin and businesses in Dallas. So the $180k you scored is a big deal dude.
      Also they have flooding but it's not bad since people have insurance.
      Texas is fun friendly so that might be a problem for you. Even though the milder rate is lower then Chicago, LA or NYC
      Oct 7
    • Airbnb Ansc83
      Gun friendly *
      Oct 7
    • Apple / Eng MakingIt
      Property is cheap is tx is because of high property tax. If ca get rid of prop 13 and let developers build build build. There will be no housing shortage in ca

      If you’re in a 1m prop in tx. You’re paying 30k per year in prop tax. If you’re in a 1m prop in Sunnyvale purchased in the 70s you’re probably paying 2k
      Oct 7
    • Flowcast lulll
      Whats property tax there?
      Oct 7
    • Facebook / Eng
      dividebyz

      Facebook Eng

      PRE
      Facebook
      dividebyzmore
      A good life isn't everything
      Oct 7
  • Intel G.Thurberg
    2 turds and 6 used syringes along with several tents on your street
    Oct 7 1
    • Airbnb Ansc83
      Lololol see my post below dude.
      The money is not worth it
      Oct 7
  • New / Other Dittz
    What will be the take home after taxes on 180K in Houston?
    Oct 7 7
    • Five9 random89
      No state income tax but you're still paying the same federal, social security, Medicare, etc...
      Oct 7
    • New / Other Dittz
      70k out of 180k.. almost 38% man! How is this possible?
      Oct 7
    • Five9 random89
      Was doing math wrong it's closer to like 25% all in so ~135k
      Oct 7
    • Microsoft FhJI43
      *mouth drools*
      Oct 7
    • AnchorFree / Eng 🍪 cookie
      OP
      Not too bad
      Oct 7
  • Expedia Group ioness
    Houston: yes housing is much cheaper, though property taxes are high as percentage of value, that said location makes a big difference in price, if you live further out in suburbs, price drops a lot but commute can suck if you work downtown, closer in, in good school neighborhoods gets much more expensive, though still cheap by bay area (or seattle) standards. And I always hated the weather there, can be very hot and lots of rain. Pluses, barbeque is great!
    Oct 7 1
    • AnchorFree / Eng 🍪 cookie
      OP
      Hot weather is a plus for me so that sounds good :)))
      I wonder how's the beach there. Gotta visit one day to see the city.
      Oct 11
  • Bloomberg TimeToPlay
    After you put 19K in 401K, you will get 128K cash per year in TX.

    300K in the Bay is over 195K in cash after 401K.

    250K in the Bay would pay you 163K in cash after 401K

    The numbers above are not ballpark, they are accurate from smartasset.com/taxes

    Knowing your housing and other expenses you can do your own math.
    Oct 7 1
    • AnchorFree / Eng 🍪 cookie
      OP
      That's useful thanks a lot
      Oct 11
  • AnchorFree / Eng 🍪 cookie
    OP
    Thanks for your answers guys!
    Oct 7 0
  • Flowcast lulll
    Most people leave when they can’t make it here. Its ok. Not everyone can
    Oct 7 0

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