Adobe Benefits Questions

Autodesk bones20
Sep 9, 2018 11 Comments

Expecting an offer from Adobe..

1. ESPP: Does Adobe have a limit on no of ESPP shares purchase in an offering period (apart from the yearly IRS limit of $21,250)? If you were to join say in december, you can, in theory accumulate a limit of $63,750 (25000/year) for the offering period which spans 3 years (2018, 2019, 2020). Some companies have an offering period limit (either a $ amount or # of shares) to restrict this.

2. 401K: Is the 3% match limited per pay check or per calendar year? If you were to join say in december, can you contribute say $15000 in december paychecks & get $7500 (say a base pay of 250K) as match or it is limited to max match per paycheck ?

Current TC: 300K

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TOP 11 Comments
  • Adobe / Engtdsbdb
    You could find out for your self at benefits.adobe.com. All the legal stuff is there, usually as PDFs somewhere on a given page.
    Sep 9, 20184
    • Autodesk bones20
      OP
      Some of the material like ESPP needs employee login
      Sep 9, 2018
    • Adobe / Engtdsbdb
      My bad, ESPP info isn't as in depth there. There is a limit but it's something like "you can't own more than 5% of the company"
      Sep 9, 2018
    • Autodesk bones20
      OP
      Any clue on my question #2?
      Sep 13, 2018
    • Adobe / Engtsdbds
      That link has all the information I can find. Read through the PDF for 401ks. My guess is that what ever you defer is matched. So if you deferred from paychecks, $15,000 then yes it would be matched. Don't forget about the irs limits, you can't contribute more than like $18,000 a year so if you are coming from Autodesk with a 401k that you already put $16000 in then no one will let you dump another $15000 into it. Also you can't contribute more than %65 of any one paycheck. So you need to negotiate a gross salary of about 300k per year to be able to contribute your 15k in the last 2 paychecks of the year.
      Sep 13, 2018
  • Adobe / Eng
    Tutu6

    AdobeEng

    PRE
    Intuit, Autodesk
    BIO
    Keep a left Sucker
    Tutu6more
    No limit until $21250
    Sep 9, 20183
    • Autodesk bones20
      OP
      thanks - is that the IRS limit or Adobe plan limit?

      If it was just IRS limit, I should get a bigger limit for the offering period:
      2018: 21250
      2019: 42500 (minus contributions in 2018)
      2019: 63750 (minus contributions in 2019)
      At Autodesk, the offering plan limit is 42500.

      Based on what you are saying, it seems at Adobe there is no such offering plan limit
      Sep 9, 2018
    • Adobe / Eng
      Tutu6

      AdobeEng

      PRE
      Intuit, Autodesk
      BIO
      Keep a left Sucker
      Tutu6more
      This is the IRS limit
      Sep 9, 2018
    • Autodesk wow
      I think it’s 50k for 2 years period. That’s the IRS limit.
      Sep 9, 2018
  • Autodesk bones20
    OP
    13+
    Sep 9, 20180
  • New / EngQyhc42
    YoE?
    Sep 9, 20180

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