Amazon health insurance Seattle

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arceus2

New Other

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Nintendo
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Trying to catch em all.
arceus2more
Jun 30 8 Comments

So do I pick Kaiser Permanente or In Network Premera Blue Cross. I want low deductible and out of pocket maximum. So Kaiser is best option right? But I'm confused as why Kaiser is cheaper than Premera Blue Cross? Shouldn't Kaiser be more expensive? Help me out here. Thanks.

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TOP 8 Comments
  • Cisco amznoin
    Kaiser is the best . The reason why it’s cheaper is because it is both service and insurance provider..Kaiser is the best thing happened with American health insurance in past decade
    I love their overall idea of preventive care
    Jun 30 2
    • New / Other
      arceus2

      New Other

      PRE
      Nintendo
      BIO
      Trying to catch em all.
      arceus2more
      OP
      Thank you for that insight! This will be helpful as I make my decision.
      Jun 30
    • New / Strategy
      Porsche996

      New Strategy

      BIO
      MIT BS MechE, Stanford GSB
      Porsche996more
      You better get to learn about Norway.
      Jun 30
  • Symantec / Eng eYcG72
    Kasier is cheaper because it's an HMO and a integrated provider. If your generally healthy you won't run into issues. But your trapped into the Kasier system and while not impossible to see someone for a second opion it's not easy. I use PPO instead because I want to be able to see any doctor I want. I know people that have had issues with Kaiser.
    Jun 30 0
  • Amazon / Product
    amazeus

    Amazon Product

    PRE
    Microsoft
    amazeusmore
    Had premera HSA for many years now, they've never done me wrong, and I've asked a LOT of them.
    Jun 30 0
  • F5 Networks RRA
    I like Kaiser, but a lot of people (like my wife) hate it. Kaiser is often accused of "rationing care," and only doing the minimum to ensure that you don't die.
    Jun 30 0
  • New / Eng QTdN03
    Premera HSA is the best plan (the one most like pre-Obamacare plans). I don’t know about “Premera In Network”, but anything that requires you to see a certain limited set of healthcare providers usually sucks.
    Jun 30 0
  • Microsoft / Acctg K1256
    I prefer premera.
    Jun 30 0