Amex platinum 75k points offer, what’s the catch?
From my research, the points can be used as flight credits which is worth 1 cent per point. So about $750 of value.
In the first year, the cost for me would be roughly $550 AF + $100 ($5000 minimum spend that I could have gotten 2% cash back using another card).
So it still sounds worth it even if I don’t utilize any of the perks?