Anyone primarily use American Express?

Credit Karma palto alto
Mar 10, 2018 59 Comments

Why?

comments

Want to comment? LOG IN or SIGN UP
TOP 59 Comments
  • Microsoft / Eng ShortBTC
    Awesome rewards on travel. Works internationally without hassles, lounge access everywhere, automatic platinum status on rental cars and hotel chains, covers tsa pre and nexus, no spending limit, roadside assistance, concierge.. the list goes on.
    Mar 10, 2018 8
    • Facebook BRTt65
      They accept it via apple pay :)
      Mar 10, 2018
    • Microsoft / Eng ShortBTC
      Ok
      Mar 10, 2018
    • Amazon Cushionche
      It works fine in the UK just not in small places much like here
      Mar 10, 2018
    • IBM DaEI86
      Yeah Amex is terrible for international travel
      Mar 10, 2018
    • Amazon Ex-Wanker
      Used Amex in Spain and Germany fine
      Mar 10, 2018
  • Amazon Ex-Wanker
    Customer service. I once lost my wallet on a plane. Amex sent me 2k via western union and a new card. I continued my trip (not international) and got on my plane using my Amex card as weak evidence of identity.
    Mar 10, 2018 1
    • Microsoft / Eng ShortBTC
      Yes! I had a similar incident happen to me in Peru. They immediately sent me cash and saved my ass. I was impressed.
      Mar 10, 2018
  • Easy disputes
    Mar 10, 2018 0
  • Microsoft / Product
    U3xtl6t

    Microsoft Product

    PRE
    Microsoft
    U3xtl6tmore
    Uber credits too!
    Mar 10, 2018 0
  • Verathon / Eng oxygen-plz
    Would you buy a brand new car? That's your answer. People who buy brand new car use Amex. Whether they should or not.
    Mar 10, 2018 5
    • Credit Karma palto alto
      OP
      I don’t understand the underlying point you’re trying to make. Could be more explicit, please?
      Mar 10, 2018
    • Verathon / Eng oxygen-plz
      I'm saying that using Amex is not a financially smart decision.
      Mar 10, 2018
    • Credit Karma palto alto
      OP
      That’s a bit of a generalization. Perhaps it isn’t for your lifestyle. Others may find far more value in it
      Mar 10, 2018
    • Verathon / Eng oxygen-plz
      Again, it's the new car theory.
      Mar 10, 2018
    • Capital One / Eng KNABRIAF
      Being bad with money isn't a financially smart decision.
      Mar 10, 2018
  • Twitch NTii50
    I use my Amex almost exclusively. I have visa/mc for the places that won’t take it, but that’s pretty rare any more
    Mar 10, 2018 1
  • Credit Karma palto alto
    OP
    For those of you with the Platinum, you’re not actively using it, right? What’s the point when it really doesn’t have much to reward you with for typical daily spending?
    Mar 10, 2018 11
    • Docker / R&D
      SQL_Inject

      Docker R&D

      PRE
      Google, Facebook
      SQL_Injectmore
      Trying to get Centurion so I can look like I’m cooler and more wealthy than I am. I pay for literally everything on it (incl business expenses that are reimbursed) - Around $12k/mo this year. Only feel bad for the businesses that have to pay extra %. Otherwise I see no problem with it.
      Mar 10, 2018
    • Credit Karma palto alto
      OP
      You’re a long way off at just $12k/month
      Mar 10, 2018
    • Docker / R&D
      SQL_Inject

      Docker R&D

      PRE
      Google, Facebook
      SQL_Injectmore
      Yeah gotta double it
      Mar 11, 2018
    • Credit Karma suFb9fsx
      How do you plan to do that?
      Mar 11, 2018
    • Docker / R&D
      SQL_Inject

      Docker R&D

      PRE
      Google, Facebook
      SQL_Injectmore
      No idea and not really too focused on it
      Mar 12, 2018
  • Visa Footlong
    Just use Visa
    Mar 10, 2018 4
    • Credit Karma palto alto
      OP
      only sometimes
      Mar 10, 2018
    • Visa Footlong
      MC and Amex are processors of the past. Visa is everywhere & for every1!
      Mar 10, 2018
    • Credit Karma palto alto
      OP
      Dang you convinced me, I just canceled all my amex cards and applied for 3 visas
      Mar 10, 2018
    • Visa Footlong
      U my friend earned a reward 👙
      Mar 10, 2018
  • Uber vjpj57
    CSR or whatever card I’m currently churning is my daily. I use amex plat to buy plane tickets because you get 5x points (vs 3x for CSR). Amex concierge is also pretty competent at getting hard to get restaurant reservations.
    Mar 10, 2018 1
    • Oracle Dsatkb357f
      ^ this is the proper way to use the amex platinum
      Mar 10, 2018
  • Microsoft / Product mYQz15
    Yes. Unlike most credit cards, I have to pay the balance off in full. No going into debt.
    Mar 10, 2018 0
  • New DuQvV7
    Amex Platinum was my goto before 2008 when they unceremoniously cut my available credit to balance +100 despite no history of payment issues.

    That was my secondary (credit) buffer to absurd any shock to a portfolio of 12 RE properties.

    Amex has been on my shitlist since.

    I won’t return to them even if they had a card offering free BJs.

    And that’s quite a statement since I do enjoy BJs
    Mar 11, 2018 3
    • Credit Karma palto alto
      OP
      Wow, had you tried calling them and asking them to restore your credit/or an explanation?
      Mar 11, 2018
    • New DuQvV7
      This was 2008. The economic landscape was different.

      I did call, a $40k credit buffer cut to $4k freaks you the fuck out. Especially since foreclosures were happening and I didn’t want to be a statistic.

      The gave me the bullshit corporate line. I had been a customer for 13 years before they pulled this shit.

      BofA/MasterCard stepped in. I owe that card a HoJo at least. In the end I didn’t need an emergency credit line but knowing it was there helped me sleep at night.
      Mar 11, 2018
    • Credit Karma palto alto
      OP
      Yeah I heard of that happening to lots of Amex holders back then. That’s rough.
      Mar 11, 2018
  • Visa abc2xyz
    What else would I use?
    Mar 11, 2018 0
  • Oracle Dsatkb357f
    I had the CSR last year and the Amex platinum this year. The Amex is a lot more work to fully realize the rewards compared to the cost of the annual fee. The centurion lounges are far nicer than the domestic priority pass lounges. The membership rewards don’t accrue as fast unless you are exclusively buying flights with the amex. The travel protection is better with the CSR overall, but dealing with Amex’s customer service is much more pleasant.
    Mar 10, 2018 0
  • Oracle Kelakela
    Corporate card
    Mar 10, 2018 0
  • Capital One / Eng KNABRIAF
    It's my primary card. Benefits are the best and I like pulling it out in public.
    Mar 10, 2018 5
    • Credit Karma palto alto
      OP
      Which card? And does anyone ever really comment on it?
      Mar 10, 2018
    • Capital One / Eng KNABRIAF
      Platinum and yes. I usually make a joke about it.
      Mar 10, 2018
    • Credit Karma palto alto
      OP
      What do they say? Are you in the bay area? Cause i feel like it’s common and no one says anything
      Mar 10, 2018
    • Capital One / Eng KNABRIAF
      I don't recall. Curious, what's your intent with these questions?
      Mar 10, 2018
    • Credit Karma palto alto
      OP
      I’m bored
      Mar 10, 2018
  • Twitter shdjskpqpn
    It’s made out of actual metal!!
    Mar 10, 2018 2
    • Credit Karma palto alto
      OP
      Yeah it’s cool. Don’t you ever feel overly flashy when using it though? I do.

      Do people ever comment on it?
      Mar 10, 2018
    • Twitter shdjskpqpn
      It was a joke. I don’t use it due to the metal though I like the feel. It just compliments my lifestyle - concierge/luxury shopping, dining, traveling etc.
      Mar 10, 2018
  • Microsoft / Data DangerRngr
    Yes. Is there something better?
    Mar 11, 2018 0
  • T-Mobile
    xafZ31

    T-Mobile

    BIO
    Engineer
    xafZ31more
    Great for travel and those times you need to spend a lot of money. Excellent customer service too and superb for disputes.
    Mar 10, 2018 0

Salary
Comparison

    Real time salary information from verified employees