Best NO ANNUAL FEE Credit Card?
Folks, I already have discover credit card and in search of one more. I am looking for a credit card that has no annual fee, good cashback and dont care about travel rewards. How about Chase Freedom Unlimited? TC: 80k, YOE: 1
Citi double cash. Straight 2% cash back, no exclusions and no weird category to remember.
Citi double cash card. Hands down!
Well, thanks for the unanimous response! Let me have a look at that.
Why “no annual fee”? A lot of cards waive it first year. Cancel before the year is up. The initial bonus on a good card is worth about $500+.
Don’t cancel credit cards, you’ll decrease your credit score by losing card age and available credit, instead ask to change your card to a no-AF card
What is a non af card
Bank of America cash rewards...
Uber card for restaurants and cellphone bill (free warranty), discover and chase 5% rotating categories, Amex blue for groceries, citi double cash for everything else and large purchases (has great free extended warranty)
Any thoughts on Chase Freedom?
Yes, that’s the chase 5% I mentioned. Good for rotating categories.
Uber’s credit card if you use Uber a lot. Definitely great cash backs. Apple Card if you have an iPhone nice on large purchases.
I heard lot of issues from Uber as in freezing the account all of a sudden and data breach
Chase freedom unlimited for 20k at 3%.
Citi double cash 2% cash back Amex Blue cash everyday if you buy a lot of groceries.