Best Used Car Interest Rate

Apple aqsw
Jan 29 19 Comments

I have a offer for 3.24% for 65mo

Anyone got a better offer recently. Share the financial institution name

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TOP 19 Comments
  • Google / Eng Bluths
    0%. Your savings.
    Jan 29 5
    • GoodRx BobAxelrod
      It's unfortunate how many likes this has.
      Jan 29
    • Qualcomm / Eng dynasty001
      I feel you can earn more being invested in the stock market. So it makes sense to get a loan for a car as long as it is not outrageous compared to market returns
      Jan 29
    • GoodRx BobAxelrod
      There's no shame in having debts. Most people don't pay straight cash for their cars anyways.
      Jan 29
    • Qualcomm / Eng dynasty001
      No question of shame. If you get a Toyota for 1% APR , then it always makes sense to take a loan even if you have the means to pay cash outright.
      Jan 29
    • Microsoft / Eng gjwjzh
      If youre really worried about that money and market returns, buy a cheaper car.

      Agree, sell shares to fund the car you want. Auto loan isnt good debt to carry. You are immediately underwater in this case, its not like a mortgage. Thus risk is high.
      Jan 29
  • TrueCar / Eng 97ffc
    65 months for a used car?!!
    Jan 29 3
    • Cisco / Eng
      DoTheNeedy

      Cisco Eng

      PRE
      Facebook
      DoTheNeedymore
      I once got a 70 month on a used car. The car was way too expensive (200k) and went broke doing it. Best decision ever.
      Jan 29
    • TrueCar / Eng 97ffc
      even a high end used car, thats nuts.
      Jan 29
    • Intel Sjkopgg
      Why? If someone is dumb enough to lend you money for that long at roughly inflation, why not do it?
      Jan 29
  • PayPal
    Skeltp

    PayPal

    PRE
    Amazon
    Skeltpmore
    1.79% DCU
    Jan 29 2
    • Apple aqsw
      OP
      When did u get it? Their current offer is way up
      Jan 29
    • New / Biz Dev
      shortFatSE

      New Biz Dev

      PRE
      Mercedes Benz, Intel Corporation, Zenefits
      shortFatSEmore
      They used too give 1.79 % till 2017 Summer.
      Mar 11
  • Intel Sjkopgg
    3.39% for 72 months from BoA
    Jan 29 1
    • TrueCar / Data 7=#335
      72 months?!!
      Mar 11
  • New / Biz Dev
    shortFatSE

    New Biz Dev

    PRE
    Mercedes Benz, Intel Corporation, Zenefits
    shortFatSEmore
    I got 2.24% from DCU.
    Mar 11 0
  • HP / Eng
    Brodozer

    HP Eng

    PRE
    F5 Networks
    Brodozermore
    I have 3.2% loan on a used car. I now abhor all consumer debt with a passion. Not a rich person habit. Don't do it. It's bad debt.
    I'll never get a loan on a car again.
    Jan 29 0
  • Amazon / Product Amznnn
    That’s solid in my opinion. I got about the same and had to haggle for quite awhile to get it.
    Jan 29 0
  • Qualcomm / Mktg
    7trfde90

    Qualcomm Mktg

    PRE
    Amazon, City of Seattle, County of San Diego
    7trfde90more
    Mission fed credit union
    Jan 29 0