Tech Industry
Yesterday
3011
Avoid teams with only Chinese or Indians especially with a Chinese/Indian manager
Software Engineering Career
Yesterday
372
No point of going to the US anymore?
India
Yesterday
247
Heard congress distributing wealth
Tech Industry
Yesterday
1007
I havenāt done shit today!
Tech Industry
2d
40590
Worried that our top performer is an attrition risk. How do managers handle this?
What are rates ppl are seeing. I got 3.045% with HSBC on 7/1 ARM with $500k deposited with them and a $2M loan. No points and 1.5k credit.
Where did you get $500k?!?!
The house that you are planning to buy should be a kickass house. (2 mil house is something) š¤Æ
2 Mil gets you a decent 2-3 Br condo on the Upper West Side or middle level tier I'm Brooklyn or Jersey. About 1400 sq ft.
Nice rate. Looking forward to the 2019 wave of bidding wars.
Why would you get an ARM in the current rate environment?
Because there are high interest offered right now by most banks and eventually in 7 years(in this scenario) it will go down and reduces the interest which he/she can take advantage of.
If you think this is a high interest rate environment history must have only started 8 years ago for you.
I did some math, planning to pay of mortgage early, even if rates go up 2.5% with ARM Iām better off
And while that adds risk (what if I canāt refinance) itās also wayy better if I end up moving in 7 years
I hear HSBC takes forever to close just FYI. I have 3.75 on a 7/1 ARM with 0.25 basis points coming back and a 500$ gift certificate.
3.045% doesn't exist, either 3% or 3.125% ( rate goes by 1/8 point). If you want to know competitive pricing from Chase, IM me for the contact info.
This is a great rate