Best reasonably-priced car insurance

LinkedIn faxman
Dec 28, 2018 21 Comments

I’m currently using Geico, used to have Progressive before. Geico charges me $650 for 6 months, which is for comprehensive insurance which i have to select, because i have a leased car. I have to renew insurance until mid-January, and i’m looking for ways to reduce the cost of insurance. I drive 5K max per year (just 3.5 this year). Any suggestions on reducing carinsurance cost? I keep getting ads from Amica and Metromile, but i’m not sure how reliable they are.

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TOP 21 Comments
  • Yelp / Eng LolRofl
    I’m using Metromile for a year now. And they’re really amazing.
    Dec 28, 2018 13
    • Microsoft / Eng Pickbot
      An insurance’s “amazing-ness” really shows when you make a claim. Have you had to do that? If so, how was your experience?
      Dec 28, 2018
    • Tesla / Other SidhUheh
      I used to have metromile. They were ok unless I got an expensive car and started driving a lot.
      Geico is $100 cheaper metromile
      Dec 28, 2018
    • What is 8 cents per mile? Geico doesn't have that per mile charge.
      Dec 28, 2018
    • Tesla / Other SidhUheh
      That’s metromile.
      Dec 28, 2018
    • How do they track mileage?
      Dec 28, 2018
    • Tesla / Other SidhUheh
      OBD 3g/gps device
      Dec 28, 2018
    • Do they put their own device into the car? They will also know wherever I go.
      Dec 28, 2018
    • Yelp / Eng LolRofl
      Yes I claimed twice n it was smooth experience.
      Dec 29, 2018
    • Tesla / Other SidhUheh
      And they track your speed and increase premiums based on that for sure.
      Happened with me. I usually drive in the left lane.
      Dec 29, 2018
    • Cisco Hnay279
      they also track _acceleration_ and _braking_ so i would not recommend them if you are a boy-racer in a low end bmw like most guys in tech in the bay area. if you don't drive like an asshat, you could save a ton, though.
      Dec 29, 2018
  • New TooFull
    If you plan to stay a low mileage customer, nothing beats metromile.
    Dec 28, 2018 2
    • How do they track mileage?
      Dec 28, 2018
    • New TooFull
      Through a device you have to plug in your car. You can also download their app and track the miles, and location of your car.
      Dec 28, 2018
  • IBM / Finance tricia
    Nationwide
    Dec 28, 2018 0
  • Symantec / Eng img0
    In my experience Geico offered the best bang for the buck... And I had no issues with them handling a claim (total loss, not my fault). You might want to call them though and check what mileage you are paying for... and reduce it if you drive less. I saved couple hundred bucks just by doing that. You can't do that online, unless you're changing address. You need to call them. I pay around $700 for two cars (2017 Subaru Outback and 2018 Ford Focus, both leased) / 6 months.
    Dec 28, 2018 0
  • Intel Intelegacy
    Rooooooooot!!!!
    Dec 28, 2018 0
  • New xfog64
    2nd for Metromile.
    Dec 28, 2018 0

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