I'm confused. Betterment mostly uses Vanguard funds in its diversified portfolio. Leaving betterment vanguard funds to buy..... vanguard funds?
What about the fees betterment charge
The 0.25% fees are reasonable in exchange of all the automated features such as daily tax loss harvesting, automated rebalancing, smart dividends reinvestment, fractional shares, tax optimized and coordinated portfolios, tax optimized widhtdrawals, etc
Betterment is shit
My tax loss harvesting is always at zero. Is it slacking off? I checked it’s not turned off
Tax loss harvesting doesn’t work well when everything has been going up. They only want to sell positions that have depreciated in value, thus “harvesting tax losses”. If nothing has lost value... nothing to harvest.
So say if you deposit every week it will be more likely to see it happening?
How's Target retirement funds compared to betterment or wealth front
I have a vanguard advisor that manages my portfolio and he puts everything in three funds. None of them are target retirement funds.
Any reason you know of?
Betterment’s portfolio is more internationally diversified so it’d be theoretically safer during a market downturn
As always, don’t chase the market. If you’re in this field you should be smarter than that