Is it worth it to get the Premium Rewards for a Platinum Honors customer if they already have the Chase Sapphire Reserve and travel moderately?
- BofA Premium Rewards is a good card that gives 3.5% on dining and travel and 2.625% cash back on everything else.
However, I used it too much and I was shut down by BofA🤷♂️ and lost all rewards that were not redeemed on that card.
- Amazon heyyehThey must have thought it was manufactured spend.
Nothing like that happened to me but I have noticed BoA is the most trigger happy with fraud detecting. Every time I go somewhere new they decline transactions and text me. Takes only a second to respond to the text but it's aggressive and annoying to get the initial decline.
Throw down my nice black card to impress the ladies and then it's "sorry sir but your card has been declined". (Actually the only lady is my wife as she's never that impressed, but makes for a better story)Feb 113
- Amazon WayneChase Reserve, Freedom and Freedom Unlimited is a deadly combo to have. Even without all 3 cards, Reserve’s benefits alone far exceed that of BofA premium.