Buying a car, do I neee a four wheel drive?

Yelp BDkP87
Jun 27 47 Comments

Need to buy a new car. I have a BMW 328i but it is only rear wheel drive and I have had it for 3 years. It affects my ability to go to Tahoe during winters. I was thinking of buying or leasing a new car.

Should I buy a reliable car like Camry or Subaru which is fully loaded or buy something like Audi Q5, Mercedes GLC, Volvo XC60 or Porsche Macan?

I am trying to limit my monthly payment under $450 apart from gas and insurance. Overall I don’t want to spend more than $750 including gas and insurance on a car.

TC $450K

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TOP 47 Comments
  • Valassis / Eng
    GNu002

    Valassis Eng

    PRE
    Microsoft
    GNu002more
    You can get any of those for 450/month assuming you have enough down payment. If you don't have 50% to put down at that TC you should be able to get there quick. If you can't get there quick then maybe a more modest car really is appropriate.

    Don't lease.
    Jun 27 27
    • Flowcast lulll
      Youre talking about a possible 15% delta on the investment?

      If you understood that leasing is literally paying the depreciation of the car, and if you assume cost of capital is > 0, then youre always ahead leasing
      Jun 27
    • Oath Atinlay2
      You’re never ahead when leasing. You’re still paying a down payment, plus overpaying for a car several times over. Paying more for insurance, Then paying again when you return the car. Rinse and repeat.
      Jun 27
    • If you can really make 10% on your investments, then the car company is stupid to sink $27k into leasing you a $30k car instead of investing it. They'd make $277/month on that investment with no depreciation.

      I doubt you make that much investing. If you do, start a hedge fund.

      Leasing you the car is better for them than investing the money, which tells you that if you lease and invest, then you are paying more on your lease than the expected profit from investing the cash.
      Jun 27
    • Flowcast lulll
      Huh Mr. Google? Leasing is literally paying the depreciation on the car, plus a few little fees. The car company doesnt care if they sell a new car to 1 person or sell 3 years of the cars value to 1 and the rest of the cars value to a 2nd. It’s equal in their books
      Jun 27
    • The car manufacturer has the same choice to invest their money in the markets or lease to you, and they pick lease.

      Why?

      Certainly a company with billions to invest has better opportunities than you, but still chooses to hold the car and lease it to you.
      Jun 27
    • Flowcast lulll
      Because they’re not a hedge fund? Their only goal is to move inventory off lots and onto the road, and they know not everyone can afford or want to pay in full for one. It’s the same reason they finance cars at close to 0% apr.
      Jun 27
    • Oath Atinlay2
      @Flowcast got reckd
      Jun 28
    • Flowcast lulll
      Wow its true what they say, the quality of google hires has dropped a huge amount. Never even heard of you oath you’re prolly the same shit I have to scrape off my shoe after walking down market st.

      Use some of your brain and realize that a dealership is willing to sell you a new car then buy it back in 3 years for the same cost as a lease. Except you pay full sales tax.

      Have fun paying repairs out of pocket post-warranty and a shit bucket cause you dont know basic math
      Jun 28
    • Oath Atinlay2
      I promise more people have heard of Oath (Verizon Media), than whatever Flowcast is.
      Jun 28
    • Flowcast lulll
      Is that like a wannabe oauth?
      Jun 28
  • eBay eyxitsjtj
    How about renting an AWD or FWD vehicle when you want to go to Tahoe during winters?
    Jun 27 2
    • Yelp BDkP87
      OP
      Will be about the same as owning a higher end car. On an average a 4wd for a weekend would cost almost 250. If I go atleast 5 weekends/year that is equivalent to additional $100 in monthly payments. At that point I might as well pay higher and buy a luxury 4wd.
      Jun 27
    • Cisco IFTL14
      It does not make much difference if you are driving AWD. in snow the snow chain makes a huge difference. Either put snow tires which I don’t recommend unless you live in snowy areas or use snow chain.
      Jun 27
  • Google əๅɓoo⅁
    Subaru is AWD and is cheap and reliable.
    Jun 27 3
    • Yelp BDkP87
      OP
      I am only worried if it has enough power and pickup got freeway passes and merges?
      Jun 27
    • Amazon whammy
      If a Prius can do it, Subaru can.
      Jun 27
    • Flowcast lulll
      A wrx has enough power for anybody
      Jun 27
  • Facebook 50Cent$
    FWD is just as good as AWD in winter in 95% of situations unless you go balls deep in snow or have to climb steep slippery hills. But even in those situations winter tires or chains are the most important.
    Jun 27 0
  • Oath Atinlay2
    On that budget, your choices are limited. Keep what you have. You won’t get any of the cars you listed
    Jun 27 2
    • Yelp BDkP87
      OP
      Lease seems to be within my budget. Audi is offering me Q5 for $478/month.
      Jun 27
    • Oath Atinlay2
      Is your current car a lease? If not this is a bad decision.

      If it is, this is still a bad decision.
      Jun 27
  • Autodesk qeyepy
    For winter driving, snow tires matter much more than drive. AWD without snow tires does not provide much more stability than a RWD with snow tires. The only edge you may have with AWD is when you are stuck in a ditch. You got two more wheels turning than RWD or FWD. On icy/snowy road, AWD alone cannot save you. It is because when the rubber loses traction, all bets are off. It does not matter how many drives you have.
    Test drive these cars and pick one you like. There are plenty of good choices. If you live in CA, you rarely need AWD.
    Jun 30 2
    • Yelp BDkP87
      OP
      How expensive and Difficult is it to swap all season tires with snow tires? Or can I just use snow tires as regular tires for my car?
      Jun 30
    • Autodesk qeyepy
      If you are talking about swapping just the tires, a set of snow tires costs about $600 to $800 depending on the sizes and brands, plus installation and storage. If you want a set of tires/rims, it is more expensive (at least $1000). Running snow tires in all seasons shortens the snow tire's life. Also, you will not get the performance of your car was designed for.
      Jun 30
  • Amazon Alohaaa
    With that TC, why not go for a luxury SUV? For example, GLS
    Jun 27 0
  • LinkedIn nommy
    We have a Volvo SUV AWD and we love it. Honestly, wouldn’t recommend a Subaru. You have a BMW, so I assume you care about optics.
    Jun 27 0
  • Splunk spl0102
    AWD
    Jun 27 0
  • Flowcast lulll
    Lease a 330i. Awd has better performance with better engines
    Jun 27 0
  • VMware sam267
    Tesla
    Jun 27 0