Buying first home - need help

New Jqfk50
Jun 11 18 Comments

Hi, Am in the market to buy a home in the south Bay Area. I’m looking for recos for the foll

1. Loan agent / bank - one that offers good rates and closes quickly
2. Buyers agent - someone experienced who can get the job done and preferably one who offers some refund

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TOP 18 Comments
  • eBay ghsoibv
    1. Shop around
    2. Try Redfin?
    Jun 11 1
    • New Jqfk50
      OP
      Yeah, Redfin is an option. Not sure if there are any downsides. Heard they aren’t preferred by non-Redfin agents and that could be an issue with the sellers agent.. Nit sure how far that’s true. Have you tried them?
      Jun 11
  • Capital One
    sduadt15

    Capital One

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    Jun 11 0
  • Qualtrics / Other qualtricdo
    Don't use a buyer's agent. You can do the research on your own and save 3%. The loan officer will walk you through the buying process anyway
    Jun 11 8
    • Facebook public2
      Incorrect other than yep the seller has to pay more. You are hilarious
      Jun 15
    • Qualtrics / Other qualtricdo
      I won't argue with stupid. The seller cares about how much money they take home, not how much they sell the house for. How many houses have you bought and sold? My guess is very few.
      Jun 15
    • Facebook public2
      Almost triple digits, crazy right! I even have my lisence :)
      Jun 15
    • Qualtrics / Other qualtricdo
      Ah, you have your license. Now I know why you think realtors have value
      Jun 15
    • Facebook public2
      Just for my personal value but absolutely they have value, it's hard to buy off market without one and if you have to buy on market you need a pro to maximize selling price and again as a buyer you gain money by having one so there is no downside.
      Jun 15
  • Facebook public2
    Interview agents and pick one you like. Costco for everything else. Good luck!
    Jun 11 2
    • New Jqfk50
      OP
      Didn’t know Costco does mortgages. Checked online and looks like it’s though a third party. I assume you’ve used and recommend them?
      Jun 11
    • Facebook public2
      They are a broker they shop for you and provide the customer service and kick back.
      Jun 11
  • New Jqfk50
    OP
    Any specific agent recos based on positive experience?
    Jun 11 0
  • New Jqfk50
    OP
    Thanks for all the advice. I’ll read through the Nolo’s guide as well. For those who have experience, what would be the top two or three things I should look for while talking to agents? I guess their knowledge about the local market would be one. What else? And what would signal a “bad” agent?
    Jun 11 0
  • New
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    The Nolo’s guide to buying your first home should be good to getting you started. It does the job of getting you introduced to the lingo in the industry and provides sample templates for questions to ask. Beyond that, you’ll want a real estate agent with patience. Every new entity you’ll meet in the process has their own nexus, so question their recommendations. Yelp reviews are helpful as well.
    Jun 11 0