Canadian Moving To California

Undisclosed KqJebu1a7
Oct 26, 2018 31 Comments

Hi all I’m a Canadian finishing my senior year, and will be joining Apple as a new grad data scientist at their Cupertino offices. Will likely live in Cupertino to avoid a long commute.

Curious what I should know about moving to the USA, whether tax, social or otherwise.

I have some equities in a TFSA on questrade which I plan to liquidate and pay off my student loans, but besides that is there anyone else I should know?

TC: 160k
Also will have 50k USD cash after paying off my student loans

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TOP 31 Comments
  • Undisclosed ..closed..
    How're ya now?
    Oct 26, 2018 5
    • Undisclosed KqJebu1a7
      OP
      Feeling good. It feels weird not having to grind leetcode all the time though.

      Not sure what to do with this free time lol, have another 6 months before I graduate
      Oct 26, 2018
    • Capital One ..closed..
      I was hoping for a 'not so bad, n you?' but that works too.
      Oct 26, 2018
    • Undisclosed KqJebu1a7
      OP
      Oct 26, 2018
    • New manium
      Allegedly
      Oct 26, 2018
    • Capital One ..closed..
      Get this guy a Puppers.
      Oct 26, 2018
  • Amazon LEETCODE🙃
    Why are u liquidating your TFSA acc?
    Oct 26, 2018 3
    • Undisclosed KqJebu1a7
      OP
      Apparently as a non resident you have to declare taxes in USA and IRS doesn’t care about your TFSA (I.e it’s not treated as a tax shelter)

      So better to liquidate it (according to what I read online)
      Oct 26, 2018
    • Oracle predickt
      Can you transfer TFSA to a relative or is it complicated? Don't go to a US tax accountant - they'll lookout for IRS and not you!
      Oct 26, 2018
    • Undisclosed KqJebu1a7
      OP
      I think it’s complicated, it has to do with the individual
      Oct 26, 2018
  • Close the TFSA for sure, if you like an urban lifestyle I’d avoid Cupertino.
    Oct 26, 2018 2
    • Oracle predickt
      Agree there!
      Oct 26, 2018
    • Undisclosed KqJebu1a7
      OP
      I hate a work commute more than I hate suburbia so I’m happy to live in Cupertino
      Oct 26, 2018
  • Oracle predickt
    It's expensive to live in Bay Area, so plan on shared accommodation costs and pay off aggressively in your early years. Good luck!
    Oct 26, 2018 4
    • Undisclosed KqJebu1a7
      OP
      I used a calculator and I have about 9k take home after taxes (108k per year). Also currently have 50k net worth (after paying off loans).

      I’m planning on living in Cupertino, I found lots of places that are less than 2.5k for studio or 1 bedroom. I don’t plan on having a roommate ever again.
      Oct 26, 2018
    • Oracle predickt
      Good... Take a look at the places in-person before you commit to that choice. I would suggest paying off the loans before you give yourself that luxury. It's all ok as long as you're aware of it.
      Oct 26, 2018
    • Oracle predickt
      You may want to chat with your hiring team buddies, especially those who moved there in the last couple of years.
      Oct 26, 2018
    • Undisclosed KqJebu1a7
      OP
      Good point, will do! Seemed like the one guy who interviewed me preferred SF despite the commute
      Oct 26, 2018
  • Microsoft oohds
    Cupertino is terrible. Highly recommend checking out another ‘burb that’s still easy to get to but not endless strip malls with no downtown of which to speak and no connection to public transportation. Campbell, for example, is pretty cheap and has a great downtown and has VTA.
    Oct 27, 2018 2
    • Undisclosed KqJebu1a7
      OP
      I’d like to be able to walk to work. Don’t mind ordering Uber’s to get around.
      Oct 28, 2018
    • Undisclosed Mnbvv
      How’s the commute from sf to Cupertino? Looking for suggestions on nearby shuttle stops to live that’s somewhat affordable and don’t mind trading space to live in SF.
      Nov 2, 2018
  • IBM patodu
    What's the base salary for this TC?
    Oct 26, 2018 2
    • Undisclosed KqJebu1a7
      OP
      $130k base, 120k RSU
      Oct 26, 2018
    • Undisclosed ninja1234
      Too less min is 200K base everywhere
      Oct 26, 2018
  • This comment was deleted by original commenter.

    • Facebook rlBt61
      Canadians can get TN visas. Unlike H1Bs there’s no quota for TN.
      Oct 26, 2018
    • Undisclosed KqJebu1a7
      OP
      Yeah super grateful for the TN visa, otherwise I would be in the same boat as everyone else
      Oct 26, 2018
  • Undisclosed MrMagneto
    Ask them to sponsor you for H1B as the TN is only good for 1 year and you’ll have to always renew it. The TN was also through NAFTA and Trumpy changed guidelines there. He’s also always changing guidelines on immigration, so, I’d just recommend you stay on top of it. If you go H1B, they can then apply for green card for you. You can’t apply for that via TN as that is by definition supposed to be temporary.
    Oct 30, 2018 1
    • Undisclosed JqwW6z
      You seem very misinformed. TN visa is good for 3 years and you can do it at the border. Trump can’t “change” the TN visa it was passed through Congress and is separate from NAFTA.

      H1B is based on lottery system and is thus harder to obtain.
      Oct 30, 2018
  • Undisclosed Mnbvv
    Do it. Find yourself a cross border Canada and US tax accountant. It’s good move especially since the exchange rate is in your favor when earning USD.
    Oct 28, 2018 0
  • Apple Sanseviera
    In general, Canadian credit history isn’t recognized when you apply for cards in the US. However I got an American Express card while I was still in Canada and after I moved to the US had no problem getting a US American Express card. After that suddenly it seemed all the other banks could access my Canadian credit history
    Oct 26, 2018 0
  • Undisclosed Microsoft2
    Sorry for asking a counter question - but I am curious, how was the Data Science interview process like at Apple? Do you have a PhD?
    Oct 26, 2018 0