I get 7K after taxes each month and can only save 1K after all expenses. In the household its me and my wife. She is currently not working coz of visa issues. Am wondering how much is the expected expenses monthly in seattle? Is spending 6K per month is too much? —— Break down: 2K rent 1.5K eating out, grocery , movies , telephone bills, internet bill , utilities. 300$ car insurance & parking 300$ Gym for both of us 700$ family maintenance for mom and dad. ( send some money to them) 200$ Wifey’s personal expenses( girl stuff) —— Now the part where I get screwed most. Every month there is something unplanned: * Dental bills * health bills * Tickets to India * Some amazon shopping * Traveling * visa fees I can’t seem to control it!
dont u have stocks? u should be saving all of ur stocks and bonus
I have 30 amazon stocks and 30K in 401K. I worry that’s not much given I want to have kids in the future
I think the problem is your TC. Too low. What level at Amazon?
is 7k after 401k contributions?
Cut down on your expenses. Move to a cheaper place
6k a month? what are you buying!?!?
Wrote the breakdown
1b1b = $3k tops, food, grocery, eating out= $1k, car ins+gas=$1k, what else? Shopping=$1k....give ur breakdown
Done
If you’re from India, come back dude, you’ll save at least twice that amount here.
What are you spending 6k on??!!! Install Mint app to track and categorize your expenses. Find out the biggest places where you spend and start rationing.
We spend about $6k/mo too with no kids, obviously you COULD spend less but I don’t think it’s too much. Once your wife gets back to work ur savings rate should be fine 👍
This kind of worries me.. For when I get married. Can you break down your expenditure?
Sure: $3k rent/parking, $1k food/going out, $1k travel (avg), $500 shopping, $500 everything else. We use Zeta for budgeting, numbers are pulled from there. Getting married didn’t really change our spending so don’t worry about that 😂 if anything we both spend less on shopping & going out now.
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I spend the same. Same condition as you