Somebody broke-into our car while we had street-parked it in the city and stole our backpacks. Apart from our work laptops, we lost some electronics ( Airpods etc.) and my wife’s jewellery. We’ve estimated our personal loss to be ~$2k (excluding laptops). Wondering if we should claim it against our home insurance? Our policy has a $500 deductible and we’re worried if filing a claim will bump the premium. We’re also terrified as my backpack had our tax documents with our SSNs, address and other sensitive information. So far, we’ve placed a credit alert with the bureaus and changed all our bank passwords. What else should we do to safeguard ourselves against potential financial losses? Please help!
I'm sorry for your loss. Also sign up for services that monitor your identity to safeguard against identity theft. Btw why on Earth would you keep electronics and jewellery in a street parked car?
How can you leave 5k in valuables inside a car in the city? Are you new here?
I’ve been through this. Sounds like you’ve taken the right steps. If you haven’t filed your taxes for 2018 yet, you should also alert the IRS to avoid a false return being filed. Other than that, there’s not much you can do. But this info becoming public is unfortunately common now (think when Experian was hacked - 100M+ people’s info exposed), and our banks and credit bureaus have a lot more ways to protect us from the financial liabilities than in the past. You’ll be okay OP!!
Welcome to the bay area
Which neighborhood did this happen?
Tenderloin. FML!
I make it a rule to never leave anything in the car that would be a pain to be stolen. This includes anything with personal information, keys, etc
Credit alert will prevent new accounts being opened in your name. I didn't see you mention it, but if any credit cards were in the car, call those banks to cancel the cards and send you a new card number. Most places don't even check your id when using a credit card.
You can't get SSN changed. Best bet is one of the monitoring services
Filed a police report and informed our employers. As stupid as it sounds, can’t remember what other documents we had in there. Thinking of replacing our credit and debit cards.