Cheap Auto insurance in Bay Area

Intel rewt
May 29 21 Comments

Do you know who provides the cheapest insurance in bay area. Our record is pretty clean other than a couple of speeding tickets 2 years ago. Please give recommendations.

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TOP 21 Comments
  • Apple yankies
    Other than a couple of speeding tickets ๐Ÿ˜‚
    May 29 4
    • Intel rewt
      OP
      That was 2 to 3 years ago
      May 29
    • Apple yankies
      Doesnโ€™t matter, they stick around for 5 years
      May 29
    • New / Finance MWSt70
      I think tickets are usually three years in CA. 5 years for accidents. Generally.
      May 29
    • Cisco rXeU48
      They are in your record for three years. You can go to the dmv site to pull your record for about $2
      May 29
  • GM Financial / IT Epiyon
    Yeah, this is pretty oversimplified and is kind of the entire point of actuarial science, which is something each insurer does independently.

    That's why Allstate is cheaper for my brother, but Geico is cheaper for my sister, Progressive is cheaper for my parents, etc.

    Vastly different risk levels in each driver according to their age, driving record, vehicle replacement cost, coverage levels...

    Tooooooo many variables and each insurer weighs these variables differently. What you want to do is find the one that weighs your highest-risk variables the lowest...which you can't do just by asking.

    If you want cheap insurance, buy a cheap car with cash and don't pay for comprehensive coverage.
    Pretty much anyone will be cheap if you do it that way.

    Only other advice I have is to be special in some way that qualifies you for special insurance. Example: Veterans can get car insurance from USAA, which is arguably the best insurer around.
    May 29 0
  • Apple yankies
    I pay 1400/ 6 months for 4 vehicles and 3 drivers
    May 29 4
    • Intel rewt
      OP
      This number makes more sense...
      May 29
    • Intel rewt
      OP
      Whats your insurance company?
      May 29
    • Apple yankies
      Geico
      May 29
    • Workday / Eng 3BEP
      thats very cheap! you must have zero tickets, no accidents and also get every possible insurance discount (good age, married, good zip code, multi car, nerdy bs degree, etc)
      May 29
  • Workday / Eng 3BEP
    with 2 tickets auto insurance for 2 will cost around 2x monthly rent of decent apartment - about 5-6k per year that is
    May 29 3
    • Intel rewt
      OP
      Are you kidding!!
      May 29
    • Apple yankies
      No, thatโ€™s too much. Depends on the car, your age, driving history, year and model of car, etc.
      May 29
    • Workday / Eng 3BEP
      my friend pays $400/mo for 2dr altima v6 . single male late 20s and 2 speeding tickets. :-/
      May 29
  • Intel rewt
    OP
    Just changed my insurance.. I got 792$/6months. 2 cars and 2 drivers.
    May 29 2
    • Nice which insurance
      May 29
    • Intel rewt
      OP
      Progressive
      May 29
  • State Farm phxfarm
    The range of coverage within auto insurance is vast. When you shop around, make sure to compare apples to apples. Keep in mind you live in and area with expensive vehicles, so don't cheap out of good liability coverage.
    Jun 7 0
  • Iโ€™m pretty happy with Farmers. I was with AAA before.
    May 29 0
  • Credit Karma kqqo46
    Metromile , geico
    May 29 0