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Cheapest car insurance in bay area

Jan 14

I am an intern and planning to buy a second hand car. By law, I am supposed to buy insurance for the car. So I don’t think I should bypass this thing. And parking near me is more than $80/ months. I can only afford this as per my situation. So if anyone knows any cheapest/budget friendly insurance I could buy just for the sake of the law then please let me know.

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  • Uber wQhG83
    Geico for me was $50/mo as a 20 year old. Silver BMW convertible
    Jan 145
    • OP
      Sounds good
      Jan 14
    • Apple 88812122
      How come so low?
      Jan 14
    • He saved 15%
      Jan 14
    • Microsoft rickg
      Also buy a single Berkshire class B stock to get additional discounts on the quote.
      Jan 14
    • Amazon phataaka
      Quite cheap actually 50$
      Jan 14
  • F5 Networks / Engetcd
    Metromile?
    Jan 141
    • OP
      Do you know approximate monthly cost?
      Jan 14
  • Uber dBag
    Seems cheaper to Uber (or Lyft)
    Jan 141
    • Drive.ai rsrs
      ^ Probably true.
      Jan 14
  • Drive.ai rsrs
    Geico is the cheapest; get a AAA quote before talking to them, though. Just get liability, not collision. No need for low deductibles and high limits. You should be looking at $80 per month, maybe less.
    Jan 140
  • Google GnaSkItSlf
    I used to have Progressive for one car and I added a second and for some crazy reason, the premium went down!!! I, still to this day, don't understand how but happened. Ended up $74/month for a Toyota and Nissan 2007. I had comprehensive on one and only liability on the other.
    Jan 152
    • Nutanix / R&D
      🚗🥖Karbon

      NutanixR&D

      PRE
      VMware, Apple, Cisco
      🚗🥖Karbonmore
      That’s how insurance works. If you have no bad history on the first car you are a good driver and so will get a discounted bundle offer. Same with adding your spouse who is a good driver. Insurance premiums will go down.
      Jan 16
    • Google GnaSkItSlf
      I expected bundle discount be less than sum of two single insurances. But if I add a car and my total goes down, it doesn't make sense cause insurance work based on probability of payment. Two cars have higher probability of damage.

      Should I keep adding cars and pay $0 eventually?
      Jan 17
  • Google TYAPU
    Geico as well for me. 20$/month
    2013 Nissan leaf, high deductible and no insurance covering the car itself.10k miles/year
    Jan 142
    • RackWare Dreamlight
      Any recommendations on getting a lower quote? I can't seem to get a quote from Geico for <$40/month.

      Adding to that, I'm on liability only. Lol.
      Jan 14
    • Google TYAPU
      Idk. Was what I managed. Either way 40$/month is still nothingness in the scheme of things
      Jan 14
  • Google bravo6
    Mercury Insurance runs me $70 full coverage $500 deductible. In CA you can shop around for car insurance rates without having to give your social security# or running your credit check. Good luck.
    Jan 141
    • New monomo
      Double check Mercury. They suck balls and have shit service
      Jan 14
  • Nutanix / R&D
    🚗🥖Karbon

    NutanixR&D

    PRE
    VMware, Apple, Cisco
    🚗🥖Karbonmore
    I started using scoop, lyft share and uber pool and have never been happier
    Jan 140
  • Microsoft y83j
    I pay 100/mo for a 6 yr old convertible 335i. Sounds reasonable to me.
    Jan 140

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