Do you fly business class when paying out of your pocket ?

BlackRock / IT !trumpet
Apr 18 21 Comments

If yes then how much do you spend as % of your income ? which airlines do you usually book and why ? And which ones you avoid and why ?

Edit - I do book business out of pocket when I get prices like one way <$2000 ( emergency long haul travels ) and round trip < $3000. Max 2 times an year trying to keep the cost < 6% of my take home income.

Points/Miles :- I do have credit cards that have points/miles/rewards but whenever i need to fly for family or personal reasons or can fly for vacation tickets are way higher than the points/miles I have 🙄 never been able to book an international economy let alone business thru my points / miles .

I have chase United mileage plus, chase freedom unlimited , BofA travel rewards, amex blue cash & delta skymiles , capital one quicksilver, citi double cash ... not sure what I’m doing wrong in the points game ...

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TOP 21 Comments
  • Yes. I pay out of pocket when flying with family . Spend about 1.5--2 % of annual AGI for round trip tickets for the entire family for each trip. Maybe 2 trips a year. I never have had to travel for work.

    Used BA, United,KLM, Emirates,Air France, Singapore, Qatar.

    I avoid air India, air China, and Turkish. Poor reviews.

    Google for reviews. There are tons of detailed review websites for how to score deals and for cabins reviews.

    Don't buy without some research. Prices vary widely and can swing wildly. Unless the money is chump change to you.
    Apr 18 1
    • Amazon gudguygabo
      Do you have a fixed protocol to scoring deals? If you may share.
      Apr 18
  • Facebook rlBt61
    Sometimes. Always United as I’m a 1K member and they actually treat 1Ks well despite all the bad press.
    Apr 18 1
    • BlackRock / IT !trumpet
      OP
      What % of your post deduction income so you send on business class ?
      Apr 18
  • Facebook public2
    You never pay for travel out of pocket. That's what miles, points, and upgrades are for. I only fly business.
    Apr 18 4
    • BlackRock / IT !trumpet
      OP
      I do have credit cards that have points /rewards but whenever i need to fly for family or personal reasons or can fly for vacation tickets are way higher than the points/miles I have 🙄 never been able to book international economy let alone business thru my points / miles .

      I have chase United mileage plus, chase freedom unlimited , BofA travel rewards, amex blue cash & delta skymiles , capital one quicksilver, citi double cash ...
      Apr 18
    • Facebook public2
      You've never had 40k points (eg never spent 13k)?
      Apr 18
    • BlackRock / IT !trumpet
      OP
      I do but I can mostly only get domestic economy flights with it ... most international economy are 80k above
      Apr 18
    • Facebook public2
      80k for business yes if you don't have any status or upgrades.
      Apr 18
  • Never business. The price simply don't make sense until you make 1M+ a year.
    I'm fine having a bit of a worse travel for 10 hours and take a quick nap on arrival in exchange of saving 10k$.

    That being said, I upgrade my personal bookings once in a while with the miles I save from traveling for work.
    Apr 18 4
    • BlackRock / IT !trumpet
      OP
      Maybe we think differently... most of my family thinks like you too ... but I feel spending <=5% on comfort + travel is okay ....
      Apr 18
    • The amount in actual money is so huge that it really doesn't make any sense. Do you really value sitting in a slightly better seat for 15hours worth 10k$? I guess if you value it then fine.

      I mean I wouldn't even pay 1000$ for it and I make 400k+ TC.
      Apr 19
    • BlackRock / IT !trumpet
      OP
      If you read my post ... I try not to pay > 3k for a round trip business class deal
      Apr 19
    • Yeah good point . Those are super difficult to find though
      Apr 19
  • OpenTable Meliodas
    Sometimes, other times we buy first class tickets.

    It depends on price and distance.
    Apr 18 4
    • BlackRock / IT !trumpet
      OP
      What % of your post deduction income so you send on business/first class ?
      Apr 18
    • OpenTable Meliodas
      Less than half a paycheck.
      Apr 18
    • BlackRock / IT !trumpet
      OP
      So < 2.083 % of your annual take home assuming you get 24 paychecks
      Apr 18
    • OpenTable Meliodas
      Per ticket. It’s not something I keep track of. We can afford it so we do it when we want to.
      Apr 18
  • Amazon Knglegend
    No but I generally get eco+ and buy upgrades when possible and it's a 9 hours+ night flight.
    The price difference is too hard to justify otherwise, you can just get such a nicer hotel and or restaurants.

    TC : 250K, would probably start buying straight business at 500k
    Apr 18 0
  • Google / Ops Huhf13
    Yes
    Apr 18 0