Does Square charge too much?

Are your users on WeChat? Does WeChat have a stand-alone POS terminal? My experience with payments is that unless you are huge it doesn’t make much of a difference which vendor you go With.

Don’t forget cash and check, which are both “free!” At the end of the day, the Square platform as a whole often lowers the total cost of ownership for a business in relation to hardware, software, point of sale, merchant acquiring services, security, PCI scope, access to capital, employee management, access to data, etc.