hey, folks! getting a new house in Austin, TX and currenlty shopping for mortgage. My criteria is: house price: 477k down payment: 20% loan type: conventinal 30 years credit score: 800+ reaults: lender 1: 3.5% lender 2: 3.625% with 10k closing cost paid off lender 3: 3.7% with all closing cost paid off what do y’ll think?
Why is this a poll? 3.5% less than 3.625 and 3.8% and over 30 years that 10k off doesnt cover .3% increase in interest lol
I think OP wants to know if 3.5% is bad
Its about average for a conventional loan right now.
Get a 5/7 yr arm. And after 5/7 years get a 15 yr fixed and kill it sooner than slaving for extra 10/8 years!
Call BNC national bank. Best rates I've seen
Thanks. Will do!
If your household income is 300k go for 15 years fixed
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What’s your household income?
300k combined
Nice