Wondering if it's a good idea to get a starter home by selling half my RSUs?
What's the lowest downpayment percentage I could manage?
I'm single, spent all of my 20s in grad school and haven't been working for very long, so net worth not very high. For some reason I feel like owning my home, however.
Looking at Berkeley/ SF/ Oakland hills. 1br for now should be ok, can upgrade later. TC around 320k. Good credit.
On the other hand, a 1 bed isn't the greatest real estate option as you are competing with apartment complexes. Hard to resell, hard to cash flow as a rental, high HOA.
Who knows you might meet a nice girl/guy in a few years and want something bigger. I personally would take those rsus and invest elsewhere.