Can someone please help me understand what is the diff between these two? I was confused on the APY ? It said that APY is subject to change. If that is the case do we get fix percentage?
I am thinking to put my saved/emergency fund money into it instead of keeping in bank?
So If I choose that then does it assures by END of one year I will get 2.7% APY IRRESPECTIVE of the market condition including the recession?