Fidelity recommended index funds and % of portfolio

New Lollj
Sep 19, 2018 5 Comments

Looking to build a well-diversified portfolio, which index funds would you recommend and %. My retirement accounts are under fidelity.

Age = 39
TC = 200K+

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TOP 5 Comments
  • Salesforce 2438ez
    FTSVX, it’s from Fidelity, should do the same as VTSAX, but has 0.015% expense fee, and would be free to trade on Fidelity unlike VTSAX. FTIPX for international exposure.

    Your asset allocation depends on your goals and your timeframe for needing the money. Assuming you won’t need any of the money for decades, then you should have a heavy allocation to equities. FTSVX and FTIPX give you exposure to “total” domestic and international markets. I’d probably do 70% FTSVX and 30% FTIPX, for the equity portion of your portfolio. And then find a bond fund like FSITX and probably keep 20% bonds there. So that would be 20% FSITX, 56% FSTVX, 24% FTIPX.

    FZROX and FZILX are zero expense ratio funds and so those may also be good options. But they will have fewer equities that they invest in, and the funds I listed already have very low costs with greater exposure. But in practice the returns may not differ much, who knows.
    Sep 20, 2018 0
  • Tableau / Eng Hanrahan
    I recommend looking at the portfolios from Wealthfront or Betterment (both are shown in their FAQ).
    Sep 19, 2018 0
  • New / Eng
    aYLx06

    New Eng

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    aYLx06more
    What about FZROX?
    Sep 19, 2018 1
  • Credit Karma fgfgdhdhdh
    VTSAX from vanguard. It is buying the entire stock market with a low 0.04% expense fee.
    Sep 19, 2018 0