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Getting Auto Loan from First Tech Federal Credit Union

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satyaaa

New

PRE
Microsoft
satyaaamore
Mar 4

I am starting in Microsoft Redmond Campus in Next month. I want to get a certified pre-owned car (CPA). I have seen First Tech FCU in Redmond campus. Will they be happy to help me finance a good car within one month of joining. I will be short on cash for first 4 weeks. I have done internship at MS earlier. Does it help? Any review or feedback on their services is appreciated. Thanks!

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  • Microsoft IEjP42
    They’re great, but it’s not like they’ll forgo ordinary rules of underwriting because you were an intern. Pretty easy to apply online, rates will be based on your credit worthiness. New Microsoft employee advantage is for home mortgage.
    Mar 42
    • Microsoft Mr.X
      They offered me 60k car loan based on my offer and I didn’t have any credit history.
      Mar 4
    • Microsoft IEjP42
      Sounds right, though I’m not sure if you’re +1ing my post or trying to dispute it.
      Mar 4
  • Microsoft Mr.X
    Your MS offer supports your case, FirstTech will use that offer to give you the loan
    Mar 41
    • Microsoft Mr.X
      Scoop is another option for commute , it is subsidized by MS and it is reliable and flexible comparing to van pool
      Mar 5
  • Microsoft
    Early90

    Microsoft

    BIO
    Vember
    Early90more
    First Tech is good! I got a loan at 4.89 in my 2nd month without credit history, 0 down payment.
    Mar 40
  • Amazon / Eng
    eisenhwr

    AmazonEng

    PRE
    Google
    eisenhwrmore
    Yes. Walk in first tech with your offer. Open an account. Get a credit card. They financed a car to me, no credit history, less than $1,000 net worth, 3% apr
    Mar 50
  • Amazon / Product
    🇨🇭T0P

    AmazonProduct

    PRE
    Microsoft
    🇨🇭T0Pmore
    FirstTech is great. Verity and BECU are also good and sometimes have better rates. To get the best rate, wait until you have cash for a down payment especially if you have limited credit history. Although with MS offer, down is sometimes not needed. In the meantime, consider alternate means of commuting. One of my regrets was getting sucked into a solo driver lifestyle early on.
    Mar 40
  • Google / Eng
    J3IFPM

    GoogleEng

    PRE
    Amazon
    J3IFPMmore
    First Tech is awesome. They have special program for Microsoft employees. Make sure you can afford car, parking, insurance, sales tax and tabs.
    I would have preferred to take Lyft/Bus and maybe join carpool. With carpool you will have predictable working hours
    Mar 50

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