Health insurance for parents with GC

Amazon &);)?3$&?
Feb 9 12 Comments

I sponsored my parents for Green Card and they recently became permanent resident. They are in their 70s. Are they eligible for Medicare, Medicaid or Medical-cal? If not, which insurance would you recommend to purchase for them?

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TOP 12 Comments
  • Blue Cross Blue Shield H1B4Friend
    They wont get any benefits until they become citizens. Marketplace is your best bet
    Feb 9 9
    • Microsoft / Eng SenoritaWE
      Even when you become citizens you will need to buy Medicare coverage as I assume they have not worked 10 years in the US (paying into social security?)
      Feb 9
    • Salesforce KeepItUpBr
      Seems medi-cal if they have really low income

      "8. Can green card holders, including those who have lived legally in the US for fewer than 5 years, enroll in Medi-Cal?

      Yes. A lawful permanent resident (green card holder) is eligible for Medi-Cal regardless of their date of entry if they meet all other eligibility requirements.  Under current Medi-Cal policy, eligible green card holders get full scope Medi-Cal in California even if they have been in the United States for less than 5 years. "

      https://www.dhcs.ca.gov/services/medi-cal/eligibility/pages/medi-calfaqs2014b.aspx
      Feb 9
    • Blue Cross Blue Shield H1B4Friend
      Rules have changed. They will literally tell you you signed the papers
      Feb 10
    • Salesforce KeepItUpBr
      I don't understand your comment? We recently got medi-cal for my mother-in-law in similar situation, wasn't an issue. Went through the marketplace, answered the questions and got back we should get medi-cal. No cost to get the coverage
      Feb 10
    • Blue Cross Blue Shield H1B4Friend
      Are they citizens?
      Feb 10
    • Salesforce KeepItUpBr
      No relatively recent (1.5 y) permanent resident. I went to the CA marketplace assuming I'd have to buy coverage, but after going through the questionnaire was told she was going to be enrolled in medi-cal. Received the paperwork, selected PCP and got the card that she is enrolled. This was just before the holidays.
      Feb 10
    • Blue Cross Blue Shield Stoc
      Maybe its a CA thing
      Feb 10
    • Amazon &);)?3$&?
      OP
      How did your mother-in-law get her GC? Maybe it was not through sponsorship by a citizen?
      Feb 10
    • Microsoft / Eng SenoritaWE
      Medi-Cal is California’s Medicaid program. Basically it’s healthcare for the poor. At the end of the day, you want a plan that will give you access to the best providers and have an insurance plan that will run the necessary tests, labs without you having to fight a war to get approved.
      Feb 10
  • This comment was deleted by original commenter.

    • Amazon &);)?3$&?
      OP
      I don’t mind paying reasonable amount, but FYI medical bills tends to be hundreds of thousands of dollars w/o insurance
      Feb 10
    • Amazon &);)?3$&?
      OP
      I didn’t say I was forced!!!!
      Feb 10