I'll be joining OCI Seattle soon and have been looking at various insurance options on benefits site. What are the popular insurance choices ? My wife is pregnant and due for delivery within few months . So what will be a better choice from the perspective of maternity benefits ?
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- Oracle XVKz71I would take the highest option in your situation. It is by far the best plan I have ever seen. This is coming from seone who he had over 300k in medical bills on it.
- HP / EngBrodozermoreI went with the OCI HSA plan. You can contribute to your tax free HSA balance anytime as opposed to the restricted FSA. The PPO plan costs more out of your paycheck but is cheaper per visit. All said and done if you go to the doctor a whole ton and peg everything out that year - both plans end up costing you the same. The HSA leaves you the possibility of saving if you end up not going that much though. Plus maternity is 100% free anyways. Costs about $210/mo for wife, baby, and I.
- Oracle now@googleThere is an HSA, PPO and EPO. In the bay area there is also Kaiser. Of the first three PPO has always been the cheapest option for me (if you don’t go to the doctors, HSA would be cheaper) and you can go to any doctor with a PPO. No experience with pregnancy though.