Health insurance when changing jobs
Myself, wife and baby are on my health insurance plan. I start a new job next month but it will be 1 month gap. Can we switch over to my wife's health insurance plan through her employer? She's currently on maternity leave.
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Porsche996 Aug 14, 2019COBRA
Microsoft AmYe88 Aug 14, 2019
Use cobra
Google əๅɓoo⅁ Aug 14, 2019
You can sign up for Cobra retroactively within 60 days (in case you need coverage).
Really there is only one thing I will need and that is one routine pediatrician appointment for shots. Do you think just that would merit getting cobra?
Google əๅɓoo⅁ Aug 14, 2019
Schedule the routine appointments before the break. Apply for Cobra if there is an emergency (it is expensive).
Yes - loss of coverage is usually considered a qualifying life event, which should mean you can enroll.
Great. Could I have that for just like one month? My new employer is gonna have much better coverage anyways but I don't want to be without coverage for a month. If I can do this for just one month I would do that cause Cobra can be expensive. Like over 1500$ according to my limited research.