I really need pointers for investment options. I have 401k, HSA contributions. Make $5200 per month after all deductions. I save around $1800 after all expenses. Have $15000 in savings. Single income family. No children. I really want to save on house rent but I haven’t found any cheaper options. What are my best options for investments? Where can I start?
Why not buy a house? U will save on house rent + build equity in the house. U have extra 1800 per month as cushion for mortgage payments - which will be higher than rent
Are you maxing your 401k contribution and HSA contribution? That would be the first place I would start. It took me six years to do this and I wish I had done it earlier.
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I feel you can save more comfortably in first place How much are you paying in rent?
$1700 +utilities
Aprt from rsu, 401k, espp etc contributions I get about 6000 after taxes I am able to save 3000 very comfortably with rent and utilities at 2300 unless I have any major trips etc planned I feel you can save little more And I don't have any car or credit card or any other Dept