How do sick people survive the US healthcare system?
I just spent hours wrangling with Premera and my doctor's office to get pre approval for a test I need done. Hours. Learning about CPT codes and other bullshit to persuade the insurer to listen to my doctor. Finally got it approved.
I'm relatively healthy trying to deal with a particular condition that ended up requiring an expensive test. But what if I were sick? Can't imagine a sick person would have the energy to do battle with the insurance company like this. I guess I just wouldn't get the test or treatment and die?
I come from a country with public healthcare. Never experienced such unrelenting bullshit before in my life. Why does some non medical person at the insurance company feel they know better than my doctor about what tests I need done?
This is with Premera be Blue Cross, supposedly the best insurer. What happens to people with crap insurance?
The doctors are good. They are hamstrung by insurance company bureaucracy.
If you have never needed a procedure that required pre-approval please don't comment that you think care here is good. You've had colds and flu's and maybe a sprained ankle. Wait until you need a test that costs $4000 and see that fuckery happens.