How is Affirm perceived?

Amazon / Eng Fbsjdbsbsh
Sep 4, 2018 7 Comments

Same level as G/FB or significantly worse?


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TOP 7 Comments
  • Microsoft / Eng dogberg
    Who's affirm
    Sep 4, 2018 0
  • Amazon / Data

    Amazon Data

    I’m no less than 3 people. #frugality
    Retail garbage. They only approved me for like $400 w/ a 720 credit score. Fuck them.
    Sep 4, 2018 1
    • Affirm fWLe20
      Wow...they don’t use FICO, so that 720 isn’t super useful
      Nov 7, 2018
  • Affirm dVeJ5
    Tech is very bad here. We have more of a product than Facebook or google(it were only considered ads as their
    Product) though. But “level” I would say much worse.
    Sep 5, 2018 0
  • MapR Technologies !!Lazvgdu
    Affirm is small but disruptive. If they succeed they will be pretty well regarded. Remember how FANGS were perceived when they were as small as affirm?
    Sep 4, 2018 2
    • Affirm +-
      Affirm has no late fees or other fees (the only way we make money is interest) so we have no incentive to offer loans to people who won't pay us back. It's not for everyone, but a lot of people get value out of smoothing a mattress, car repair, or even jewelry purchase over the course of several months.
      Sep 7, 2018
    • Affirm fWLe20
      FANGS don’t make money by offering the loans, but by incessantly advertising the products to the people you describe in the first place
      Nov 7, 2018