You will be fine, prices are going down as well as competition. You are smart because you didn't overpay, unlike others
You need a new realtor. Your realtor is your advocate and helps you navigate the process. You mentioned in another comment you need contingencies. Yeah, you aren’t gonna get an offer accepted if that’s your game plan. You’re up against multiple offers: some cash and the rest waiving contingencies among other factors. This is something your realtor should tel you.
But our loan isn’t solid... we aren’t entirely sure if we qualify for the amount and the lender won’t let us do a preemptive underwriting process even we offered to pay for it.
Well, you need to get a right house. It is more important than not-overpaying and contingency.
if you don't want to over pay 1)choose an agent who has a history of not overpaying 2) look at what valuation agentsunlocked.com gives the home you are looking for by going to this link. punch in any active home in the market... https://agentsunlocked.com/searchaddress
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We’re now writing the 5th and I wonder if this is normal. Still no house... but I also don’t want to overpay or settle for something I don’t want.
:’(
The market dictates what is “overpaying” and if you keep losing on price then you are clearly not offering at market (if you are losing on terms, downpayment, contingency then that’s different)