Title says it all
0 in both.
10k max at any given time in checking + 25k in savings. Rest in investments.
What do you invest in?
What’s the purpose of the savings account? Emergency fund?
20k checking, 20k saving, rest investments
What's the point of keeping so much in checking when you can keep it in savings and get interest, and transfer in a day?
I keep $20k in my checking account too. The reason is that I have several major expenses on auto-pay. If I had to remember to transfer money into my checking account the day before, that would defeat the whole purpose of auto-pay. I’m willing to lose out on a bit of interest in exchange for reducing my mental load.
1k checking - 5k savings - every other penny in investments.
Where do you live and how do you pay housing costs?
.
We have 30k savings, 10k checking, rest investments.
What are these "investments"
Prob index funds
No more than I care to lose if someone were to find my debit card and empty it out
Wow these are so low.
Almost nothing. Direct deposit goes in, bills pay out, then transfer rest to savings.