38K when I started (few years back). I was lucky to land a good job, used all my signing bonus + aggressive savings next 5-6 months towards paying off. You'll finish it in no time if you put all your energy towards it OP 👍
@user3.0 I benefited from the education and have counted 20+ times more Benjamins because of that education already. Student debt is bad but don't blame Banks for it. They lend if you ask money for anything, that's their business.
Same, but only on my private one. I was so confused by this, so I called Sallie Mae to ask why my interest keeps raising despite never being late or missing a payment. Apparently they just raise it when they want to. Thankfully, that one is almost paid off.
@jacksonugh it's amazing how different experiences are. I had the opposite experience. Loans from my college stayed at 5%, but tht Sallie Mae loans that started over 7% kept going down. Every so often I'd receive a note from Sallie Mae indicating that my rate went down.