How secure is Intuit Mint?

Yelp CapKirk
Oct 18, 2018 16 Comments

With the innumerous number of accounts and cards , I found intuit mint a great tool to manage these at once place. (bank accounts, cards and what not)

But, linking all the accounts to one point of entry gives me a scare. Especially with the regular data breaches. What are your thoughts about the tool?

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TOP 16 Comments
  • Following
    Oct 18, 2018 3
    • Microsoft / Eng mkay🔪
      How did you get a job at Oracle and still can't figure out how to subscribe to the thread without posting a useless comment. Hint: it's a bell icon on top.
      Oct 18, 2018
    • Amazon / Eng Piggy🐷🐖
      That's exactly why he had to settle for Oracle 🤣
      Oct 18, 2018
    • Oh piggy and softie, you probably ore oci rejects. Keep applying though its good practice
      Oct 18, 2018
  • AMD
    5nm

    AMD

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    Intel
    5nmmore
    I have been using since launch and enjoying seeing all my money in one place. While it will likely get hacked eventually, transferring money out of bank or investment accounts is very difficult simply by hacking into Mint. So I am not super concerned.
    Oct 18, 2018 5
    • Yelp CapKirk
      OP
      Fair enough. The other institutions which have the power to transfer money might be more vulnerable
      Oct 18, 2018
    • Visa pm-life
      Last I recall, the only access for Mint (as a PFM) is read-only access for the transaction data & balance data that they pull.
      Oct 19, 2018
    • Microsoft / Eng HINs46
      Depending on which bank. Some bank, like Chase, does the oauth correctly. Mint only hold a token.
      Other banks doesn't. Mint has to save the raw username and password. Even encrypted, user credentials shall never stored, but there is no other ways around except ask you for each password everytime.
      Oct 22, 2018
    • AMD
      5nm

      AMD

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      Intel
      5nmmore
      Good to know, I have Chase and Barclays. Barclays is secure to a fault, like so annoying that I don’t want to bother logging in most times because it asks me a million questions all the time.
      Oct 22, 2018
    • Visa pm-life
      @HINs46 you’re right. I recall now having a convo with one of the former intuit engs long ago that worked on that product. Mint, pre-acq, used Yodlee for auth/scraping. After acq, used internally built tools. Many issuers don’t have OAuth so the only way is for Mint to store the raw credentials.
      Oct 22, 2018
  • New DuQvV7x
    It will inevitably get hacked.

    I (still) love it.
    Oct 18, 2018 0
  • Microsoft / Eng HINs46
    I only use it on credit card accounts. Most of my money is in investment. Only my investment account can ACH from checking, not backwards.
    Yeah, it is riscky, but it's too convenient.
    An offline alternative will be waayyyy better.
    Oct 22, 2018 2
    • AMD
      5nm

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      5nmmore
      Off topic ... if you plan to buy a house in the US, you may went to have a few credit card accounts to build up your credit and have a better FICO score.
      Oct 22, 2018
    • Salesforce 2438ez
      You’re right, that was off topic. Completely unrelated AFAICT, but true though!
      Oct 22, 2018
  • Mylan / IT
    dinonugz

    Mylan IT

    PRE
    FedEx, Dick's Sporting Goods
    dinonugzmore
    I love Mint. I also realize it’s a prime target for hackers because your data is in one place. Mint has yet to have a data breach where as companies like Chase and other financial institutions have. Your data is never fully secure. You obviously want to make sure that you create a strong password, setup MFA of possible and hope that companies aren’t passing your info via FTP or another clear text protocol. Mint uses Yodlee to make those back end transactions. I don’t know much about them, but you should do some research.
    Oct 18, 2018 1
    • Visa pm-life
      Mint havn’t used Yodlee in a long time. They moved away from that after being acquired by Inuit long ago.
      Oct 19, 2018

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