It's a small amount of money. With the stock market bouncing like a ping-pong ball and a recession being forecasted by every other analyst, how should I invest 200k? I could put it in a CD or Savings account but the return is pathetic. Any other ideas? Gold? Silver?
Go to a casino and bet it all. If you really think we are going into a recession then put your money where your mouth is and short the market. (By the way you're too late)
LOL @ "it's a small amount of money"
Depends on the return you expect. If you expect a normal 10% return I would suggest you keep it cash and you the money to buy a house if the market falls next year. Cash in hand will give you lot of options and you may be able to get a good deal, no risk of loss and potential to buy something at great price Worst case - you still have ur 200k
eREIT like fundrise.com (no affiliation)
Money market - 2% and highly liquid to pounce when asset prices drop towards the mean
Either VSTAX or a target retirement index fund
Use it to fund a syndicate investing in a multifamily properly/apartments. You can reasonably look at a 15-20% ROI in the course of 4 yrs. Most importantly ask for the knowledge of how these deals are constructed so you can do it yourself and become the syndicator.
Why dont you invest in any real-estate
Use it to play live poker. I just converted $120 to $1000 in Vegas recently. Plenty of fishes on the tables willing to go broke.
Buy VTSAX and hold forever
Hold forever? If you're never going to see the money, isn't it a 100% loss?
Nope you can take loans against your portfolio at super low rates 2% etc