My wife recently lost her job and is now on h4. I can't add her on my insurance until next enrollment which is december. She is getting cobra but it is very expensive. Can we just buy a health insurance outside? How much does it cost? Which one is good? Update: it is a qualifying event. I was able to enroll her. Thanks blind community!
I dont think losing a job is qualifying event
My spouse changed job and i was able to add to my intel insurance policy. I think it should be possible for loosing job situation also.
Yes it is a qualifying event. You should be able to add/remove her from insurance anytime during the year on new job gain or loss
Wow, i just checked and it is a qualifying event. That is such a relief. Thank you so much
You have to do it within k days.
it absolutely is a qualifying event
Is it cobra or corba?
How much did COBRA cost?
Most companies have a “change in circumstances” out of cycle enrollment change. This is what covers things like a new baby, spouses job situation changing, etc. Contact HR if you don’t know what you’re looking for.
It doesn't depend on companies. It's a government policy. Losing a job is a qualifying life event.