I plan to return to India after I have repaid my education loan. Should I still invest in 401k?
If you’re in a high tax bracket, sure. If there’s a company match, definitely. Withdraw it after you’ve left and have no US income. You’ll pay the early withdrawal penalty (10%?) plus the lowest tax bracket.
Or you can convert to ROTH IRA and just pay the tax
I think you will be in the money if the company match is more than the withdrawal penalty
Do you have to be in America to withdraw from 401k account?
No
Thanks. Then I don't see why 401k is any different from investing anywhere else.