Does this make sense?
401K will be taxed as ordinary income whereas profits from stock investment will be taxed as long term capital gains.
Over a long period(40+ years) when the money doubles, is it better to pay normal tax for initial income and long term capital gains on profits vs pay normal income tax on everything.
What is the general advise?
That would mean 85k (invest post 401k) vs 77k (401k), a difference of 10% more, but your total capital at this point would have been 42% lower (289k vs 414k)