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Health Care & InsuranceOct 31, 2018
UberIkxV84

Laid off - health insurance?

Canadian, laid off around a month ago. Health coverage expires today, but I plan on staying in the Bay Area to apply for jobs. I also need coverage not only for unemployment period but also the month that my visa needs to be processed. This country's health care system confuses me and am wondering a few things: 1. Do I need health insurance, or can I just buy travel insurance in lieu of if I just need the basics covered 2. Should I go through a third party or just pick COBRA? 3. PPO vs HMO? And if so, which provider? Was on a Blue Shield PPO Plus plan before - COBRA would be roughly $500/month out of pocket while third parties seem to be around $350/month. TC $130k

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Citibank Sprinkleme Oct 31, 2018

It confuses us citizens as well. You should reach out to Uber HR for advice

LinkedIn YoTube Oct 31, 2018

Reach out to HR. Which role and team were you in?

Uber oOBb03 Oct 31, 2018

Uber does layoffs?

Citibank Sprinkleme Oct 31, 2018

I was wondering the same. Likely a term which wouldn’t affect cobra coverage.

Uber IkxV84 OP Oct 31, 2018

I haven't changed the company name on Blind but was at a smaller company which basically went under 4.5 months into my job. Apologies for the confusion

Microsoft gfba68 Oct 31, 2018

research COBRA rules. Essentially, you don't have to pay for it unless you need it. If you don't end up needing it, you just got free healthcare coverage for however many months. If you do, just pay the premium and copay.