Lost about 20% of 401k and other investments in this dipDec 2, 2018
Happy that I controlled my greed and didn’t invest. I am sitting on decent amount of cash. Planning to start investing slowly. What do others think?
- Uber spot46We will enter a recession in the next 30 years so hold on to your money, don’t want to lose more
- Always stay invested is the best investment strategy. Amount of risk exposure should.be proportional to your risk appetite. Diversification and periodic rebalancing are keys to wealth generation
- Rebalance every 6 months is a good practice. Rebalance here indicates bring back your asset exposures to Target levels. For example, you are comfortable with 80% equity and 20% bonds and you invest your money today, next few months stocks falls and bonds go up, your relative asset allocation will be different from 80/20. Rebalance to bring back your allocation to 80/20.
- You haven’t lost till you sell. It’s paper loss.
If you can handle the gains better be handle the losses
- And how was it compared to time fully invested? Sp500 is still up 2-3% YTD. Can't just look at shorten time frame and ignore the rest of the gains.
I keep most of mine in cash unless something I feel strongly about. If looking for research on dollar cost avg vs lump sum, Vanguard dis research on it, you come out slightly ahead on avg doing lump sum.
- Inflation is 2% compounded. Holding cash is a high risk endeavor given this 2% year over year loss.
Why do people think that market going down means lost money. You only lose when you sell.
Are you saying the US has hit its peak? And it will never go up? If so, cash is shit also. Might as well move to a market you believe has upwards potential. If you believe the US market has room for growth, why would you not keep investing as early as possible.
Tired of market timer's logic.
- New tLFu71Wait until tomorrow before you cry vix futures 10% market going to have insane day tomorrow. Glad I loaded up on svxy!
- Apple / OpscrumbersumDon’t invest in beachfront property. Time to start thinking about how climate change will affect businesses.