Minimum income for individual in San Francisco?

OmegaFi jorquart
Feb 5 35 Comments

I know the cost of living is insane there. What is the required income to have a decent living ie:

Decent apartment, 2-3 trips/yr, bills and savings for retirement + emergencies. Aside from that I don't eat out or get out much or at all. Very much a home body that keep myself so comfortable living is the highest priority.

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TOP 35 Comments
  • Apple bqdp
    250k
    Feb 5 14
    • Apple CRNY
      Not the Apple from above, but I did spent ~12k with my SO in Japan for 10 days during Christmas and new year, hotel cost was ~300/night in Tokyo, and ~700/night in those full board hot spring hotel. Return tickets cost ~3000 for two. For food, fugu, teppanyaki, sushi and kaiseki all costs 100~200 per person. Its relatively expensive since its the super peak season during the year. But if you choose to stay in Ritz or Park Hyatt, having a private bath in those hot spring hotels, go to those Michellin restaurants, you can definitely spend more during low season. My colleague spent 20k for his trip to Hokkaido, but its for a family of 4. Don’t think its too hard to reach 10k for couples traveling internationally. Flying biz would be another story, ticket itself might be 10k already.
      Feb 6
    • Apple CRNY
      Still, it depends on your style of living. We are willing to spend tons of money in travel, but we do no shopping (I still wear tshirts from career fairs to work, and same pair of socks with holes since my freshman year’s outlet shopping) no diamonds on engagement, no costs on meal (maybe 1 fancy dinner per month)
      Feb 6
    • PayPal mrhuddle
      3k monthly for food? How much do you eat? 🤔
      Feb 6
    • Apple bqdp
      Not just food, I meant also transportation, utilities, entertainment, etc. just the rest of your monthly spending.
      Feb 6
    • eBay YAgV34
      Apple go see a doctor. For the lifestyle op is describing 140k is more than enough
      Feb 6
  • Chase OjDg47
    Tbh, it sounds like you don’t live an extravagant lifestyle and are comfortable with roommates.

    If you make 100k and max out a pre tax 401k, you’ll take home 58k. If you spend 2k a month on rent, you’re left with 34k. Between transportation, utilities, clothing, food and fun you should have plenty left over for trips and savings.

    People live on much less.
    Feb 6 4
    • American Express {...✌️}
      true story
      Feb 6
    • Salesforce XGRO16
      I agree. I was making $160k and lived alone, saved a lot and bought whatever I wanted (although I’m not a big spender at all). $100k will be comfy with a nice room in a good apt/location.
      Feb 6
    • ...and hang out with Apple more. That guy loves throwing money around.
      Feb 6
    • Cruise Automation newstar
      This is accurate. Done it before. 100k is fine with roommates with stated life style.
      Feb 6
  • Facebook public2
    Define decent apartment? If you are a home body why move to a city? Defeats the purpose. The cost is based on the location.
    Feb 5 9
    • OmegaFi jorquart
      OP
      Solo: 3k but if I have to get roommates to increase the quality /price ratio then 1.8-2.3k
      Feb 5
    • Airbnb Fentry
      For a w/d, walk in closet, modern amenities, not in a crime ridden area, you are looking at 3-3.5k for a studio
      Feb 6
    • Microsoft myknee
      Really? 3k for a studio in a just ok area?
      Feb 6
    • Airbnb Fentry
      Yes there aren’t many apartments that have w/d, walk in closet, and are modern.

      Most SF apartments are old and shitty but still overpriced, the newer construction is usually in worse areas with drug addicted homeless and crime all over.
      Feb 6
    • Facebook public2
      Would guess about 5 to 6 for that.
      Feb 6
  • Google djsidh
    I used to live in Fremont with wife and kid on a single income salary of 115k before google hit me
    Feb 6 0
  • New / Eng
    ⦅dhyana⦆

    New Eng

    PRE
    Apple
    BIO
    A fool is wiser than a prophet.
    ⦅dhyana⦆more
    0, you can be homeless and the city will take very good care of you.
    Feb 6 0
  • eBay YAgV34
    140k
    Feb 6 0
  • Affirm he93
    Also, in my somewhat extensive experience, comfortable home living or roommates: pick one.
    Feb 6 0
  • Affirm he93
    Where in the Bay you work matters somewhat. Peninsula/ SF proper, probably 150k or so without roommates, 120k or so with. San Jose/ southern east bay (around Hayward), maybe 120/90 are decent. You have to live fairly close to work usually due to insane traffic/ underfunded & inadequate public transportation, unless you happen to work right off the BART.
    Feb 6 0