Hi All, I am a Software Engineer and have been working full time for an year now. I have a student loan at very high interest of over $35k and would like to pay it off ASAP.
Could you please suggest where and how can I get a personal loan in US?
Visa status - H1B
- LinkedIn stuffy🐷Get several 0 APR credit cards. Use them for all your expenses including rent payment. Pay student loan with the money saved.
Typically the 0 APR offer last for 1 year or more. By that time you should have saved up 35K and paid off your balance.
- AT&T Mr.FixSoFi can help you refinance student loans. I got my 10-9% loans refinanced to 6% with basically no hassle
- Are you on H1B and the said loan is say education loan from Indian bank with high interest rates? Stumbled upon this few days ago, may be this helps. Good luck !! https://www.stilt.com/
- I used techCU. They have branches all over Bay area. The apr was around 10percent with no collateral. Good thing is interest is charged daily. So I put my entire salary to the account and took it out to pay bills..that saved me some in interest. I took a revolving credit or something on those lines...Mar 121