TC: 160k Yoe: 0
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Who saves 80% .. are you guys living in shared dorm with stacked beds.
Some people own their homes.
I save around 80% while renting a very nice 1 bed in SF with gf. It's easier once you start hitting higher income (I'd say at least 250 or 300k). Definitely not as feasible earlier in your career. My current breakdown: Total income ~470 Effective Tax rate 42% After tax income 270 Annual expenses 50 Annual savings 220 220/270=81%
Make about 18k a month after tax, spend around 6k
Sweet
50% of gross
By after tax you mean not including 401k?