Misc.Dec 1, 2019
InteluPRx25

Resident vs non-resident alien

Hello, I don't know what do these terms mean, and hence not able to determine which category I belong to. Could anyone help me out in this? My background:- Completed graduate program (MS) from US in August 2019 and currently on OPT with F-1 visa at an IT firm (Seattle) as an SDE position. I stayed in the USA from September 2016 to July 2019 without leaving the country, and came back to the US in October. Want to know this information for opening a savings account with Discover so got a doubt. Moreover, I read about this condition while applying for Chase Savior one credit card, hence would like to know the category. If still any information is missing from the context/background then please let me know. Best

Add a comment
GoDaddy Good Daddy Dec 1, 2019

Resident alien = Green card. Therefore non-resident alien = .......?

Intel uPRx25 OP Dec 1, 2019

Thanks so I am a non-resident alien. So, how do people apply for credit cards -- like Chase Savior one etc because I saw this condition there too?

WeWork WeTried Dec 1, 2019

Banks are dumb and sometimes confuse resident and permanent residents. You need to be employed with SSN to apply for a credit card (with security deposit). You might not be able to open personal investment accounts without GC, but can do through job the account. Go to chase with employment letter, paystubs, passport, visa, domestic id, ssn card and open account in person.

New
scheme Dec 1, 2019

๐Ÿ‘ฝ

Intel uPRx25 OP Dec 1, 2019

What does it mean?

Google anil_ Dec 1, 2019

Alien

WeWork WeTried Dec 1, 2019

This depends on the context. Definition of a resident varies by organization. IRS has its own definition, state of California has another definition, banks may have their own. Alien is always a non-citizen (visa or green card, doesnโ€™t matter) _permanent_ resident is always a green card holder. If โ€œpermanentโ€ is not specified, look up definition of resident alien that is relevant to the organization you are dealing with.

Google anil_ Dec 1, 2019

There's a difference. There's a Visa status that implies resident alien and has a higher bar. Then there's resident alien for taxes - which has a lower bar. IRS wants taxes from as many people as possible.

Amazon yacht ๐Ÿ›ฅ Dec 1, 2019

USCIS can help determine your status

Google anil_ Dec 1, 2019

You can call and ask them?

Amazon yacht ๐Ÿ›ฅ Dec 1, 2019

Sure you can give them a call, or check their website

Microsoft yyf Dec 1, 2019

you are a NRA. RA != GC. This is in terms of TAX identity. RA needs 5 year in US or second tear after your H1B.

New
noFAANG Dec 1, 2019

Guys he hasn't met MIB.. did you start in NY? They have an office there.. All jokes not sure GC sounds legit.. why don't you Google it?