Short term insurance in between jobs

Jet / Eng coderb
Jul 2 11 Comments

I will be changing my jobs soon and at this current company, we don't have a 2 week notice period but a 2 week garden period. During this period, we don't have to come to the office but receive a salary. However, all benefits are turned off immediately including health insurance.

Are there any recommendations on pocket-friendly insurance I can get for those 2 weeks before I join the new company? I am 28 years old and only want the insurance for if and when emergency strikes.

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TOP 11 Comments
  • Valassis / Mgmt
    GNu002

    Valassis Mgmt

    PRE
    Microsoft
    GNu002more
    You can signup for cobra up to 45 days after leaving your job and it can be applied retroactively (this was true when I used it, anyway). So just roll the dice and enroll in cobra if you need it.
    Jul 2 2
  • Arista Networks jfkjfjci
    It should be your employer’s headache to find you insurance for that period, no? Cobra or whatever else.

    Also it’s very weird.
    Jul 2 4
    • Jet / Eng coderb
      OP
      I will be covered by the next employer _when_ I join them. Which is 2 weeks after quitting the current job. Technically, I would be no ones responsibility during those 2 weeks.
      Jul 2
    • New / Other
      DuQvV7y

      New Other

      BIO
      Did stuff. Hustled hard. Retired
      DuQvV7ymore
      @Aristq is completely wrong about this, this is not unusual at all. This is why cobra exists

      It is the exact same option as taking a week or two off between employers.

      Or employers where your benefits do not kick in until the first payroll after you’ve been hired.
      Jul 2
    • Arista Networks jfkjfjci
      I meant the current employer, not the future one.
      Jul 2
    • New / Other
      DuQvV7y

      New Other

      BIO
      Did stuff. Hustled hard. Retired
      DuQvV7ymore
      This is not unusual in finance. It’s guaranteed if you head to a competitor.

      They would lump sum you out the door and your benefits terminate at the end of that pay cycle.
      Jul 2
  • Microsoft sSnC51
    If you are on payroll you are ought to get insurance unless they give it to you in advance. Ask HR about how to sign up for COBRA in that case.
    Jul 2 1
    • Jet / Eng coderb
      OP
      Will it not fire back if I ask them that before I put my notice in. The problem is that I will be walked out the same time that I put my notice so I have to deal with this delicately.
      Jul 2
  • Uber / Eng itsdara
    Yes only pay Cobra if you needed it. Coverage starts the day your old insurance ended
    Jul 2 0