I applied for a personal loan from SoFi 6 months ago but got rejected.
Does anyone know if there is any cool off period. How long should I wait before reapplying for it?
Appreciate your help!
Visa - H1B
TC - 140k
Note - I need money for an urgent expense. I can repay it within 6-8 months
- Amazon / Eng UTukMyJerbmoreTC or GTFO. No seriously, we need to know how much your debt to income ratio is to help you.
- TaskUs autobatsYou can use credit cards. Most new credit cards have 0 introductory apr for 18 months. If you need cold hard cash you can use plastiq to liquidate and pay a 3% fee.
- Huntington National Bank / Data bYk785Was there a reason cited for the rejection then? Did you have a decent credit history/credit score (700+) then?
- Citibank excitimanCommonbond is a great option, it refinances H1B loans (https://commonbond.co/?referrer=zifea52B60e3d-k-QBMxKf0yHRLtrUqO3QwWQP8CUL6_LeWZAbfyJ7DuusPeKzhF)