Spending $4000 - Chase Sapphire

Facebook sCyi03
Dec 13, 2018 37 Comments

How can I spend $4000 in three months with Chase Sapphire Reserve card? Are there any churning hacks that's effective? Seems like I have to take a 2.5% transaction fee cut by, are there free/cheaper alternatives?

Also how are the exchange rates, EUR GBP CAD?

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TOP 37 Comments
  • Microsoft Ink8i
    Spend $4000.
    Dec 13, 2018 2
    • LinkedIn / Eng
      Gill Bates

      LinkedIn Eng

      BIO
      [Insert epic sax here]
      Gill Batesmore
      It's not as if it's hard anyway, you can do that in a single month. My credit card bill for next month is over $5500 and it doesn't even include holiday shopping.
      Dec 13, 2018
    • Intuit GiantLife
      Ballerrrr
      Dec 13, 2018
  • Centrify rrYG85
    Go to Safeway and buy some visa gift cards. Use that visa gift card to buy money order then deposit it back your bank.
    Dec 13, 2018 3
    • New LBSb04
      I don’t think you can get MO from gift cards, you need cash.
      Dec 13, 2018
    • Cerner Blind ;)
      Also you loose $3-5 for buying any major Gift Card. Eventually the numbers add up, and can sum upto $20-25 so the spread might not be that much.
      Dec 13, 2018
    • Financial Engines / Data frugalguy
      Gift cards can only be purchased with a debit card or cash. Safeway will politely decline.
      Dec 13, 2018
  • Uber Fastwave
    Get married.
    Dec 13, 2018 1
    • LinkedIn / Eng
      Gill Bates

      LinkedIn Eng

      BIO
      [Insert epic sax here]
      Gill Batesmore
      This guy knows.
      Dec 13, 2018
  • Facebook / Eng MySpace
    How do you not spend that much in the 3 months? What are your secrets?
    Dec 13, 2018 0
  • Amazon / Eng no email
    You have a csr and you can't think of how you'll spend 4k in 3 months? I think you bought the wrong card...
    Dec 13, 2018 0
  • Google spacehorse
    Find things that you can prepay. A lot of them will even give you a discount for paying for 6 months/1 year instead of monthly so that's additional savings. My car and renters insurance both take credit cards. If you get massages, haircuts, waxing or other personal care services a lot of salons will offer a 10-visit punch card. If you have a gym membership or take fitness classes they often have similar deals.

    If any of your family members have a birthday, anniversary, etc coming up, buy their gift now and hold onto it.

    Offer to put things on your card for family members and have them give you cash.

    In the future though, don't apply for the card unless you have a plan to get the spending requirement. If you can't hit it, then you just paid an annual fee and dinged your credit for nothing.
    Dec 13, 2018 0
  • Live in the Bay Area
    Dec 13, 2018 0
  • Docker / R&D
    SQL_Inject

    Docker R&D

    PRE
    Google
    SQL_Injectmore
    You don’t work at McDonalds. You work at Facebook - just spend $4,000
    Dec 13, 2018 0
  • Uber / Eng
    MangoBoba

    Uber Eng

    PRE
    Uber
    MangoBobamore
    Buy a MacBook Pro. Actually you might need more.
    Dec 13, 2018 1
    • LinkedIn / Eng
      Gill Bates

      LinkedIn Eng

      BIO
      [Insert epic sax here]
      Gill Batesmore
      You'll get to $4000 ezpz with all the dongles
      Dec 13, 2018
  • Amazon / Eng yayati.
    I can help you out. Book some flight tickets for me. Also my bills for gas, utilities, groceries etc would cover remaining in a month 😁.
    Dec 13, 2018 1
    • Amazon jtGV66
      Pretty sure you are going to get cavity searched every time you go through TSA from now on.
      Dec 13, 2018
  • Google SJWarrior
    I spend that in like a day
    Dec 13, 2018 1
    • Microsoft HURi57
      I spend that every hour.
      Dec 13, 2018
  • Uber uber 👀
    Buy laptops in Costco and return them and they let you use any other card for refund.
    Dec 13, 2018 0
  • Google / Other
    snidely

    Google Other

    BIO
    Flagged by the community
    snidelymore
    They will cancel your card if they detect you're gaming them
    Dec 13, 2018 0
  • Bloomberg PSQO72
    Pay for dinner etc with friends and Venmo charge them
    Dec 13, 2018 0
  • Amazon / Eng 🚗💨bye
    Prepay the IRS
    Dec 13, 2018 0
  • Google xorraxrax
    If you have family and use Costco, buy Costco cash cards. No fee, can order them online.
    Dec 13, 2018 0
  • Adobe Rav47
    Few ideas:
    Amazon or Walmart gift cards
    Change car or home insurance without taking hit.
    Plastiq to pay mortgage or rent.
    Buy any home appliance or improvements you have been putting off.
    Buy gold jewelry make wife happy
    Dec 13, 2018 0
  • OneMarket ri0ts
    Amazon gift cards at Safeway. Load into Amazon asap.
    Dec 13, 2018 0
  • LinkedIn / Eng
    goldbug

    LinkedIn Eng

    PRE
    Google
    BIO
    Full time coder and part time gold dealer.
    goldbugmore
    r/churning or flyertalk.com
    Dec 13, 2018 0
  • AT&T / Eng
    DDM2K

    AT&T Eng

    PRE
    Optum, Windstream, AT&T, Verizon
    DDM2Kmore
    It’s 3 months not 1. You have time. Put your bills on it and that combined with all your normal swipes should get you there.

    Bonus for me was like 50,000 points so it paid for the hotel room for my next vacation. $300 annual travel credit, too.
    Dec 13, 2018 0