Want to retire early, but too far away financially.

Jan 9 25 Comments

Any tips for dealing with burnout when you’re only a minimum of a third of the way through your career?

Aiming to be out by 35. Just 8 more years, I got this...

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TOP 25 Comments
  • Microsoft / Eng babaisyou
    What will you do at retirement? Why aren’t you doing that now?
    Jan 9 11
    • OP
      I kind of started doing that second part (like sleeping in so I feel rested) to the detriment of my career because I figure I might as well feel rested and miss a morning meeting if that means actually having a shot at being more productive.
      Jan 9
    • Microsoft / Eng babaisyou
      I can relate :)
      Jan 9
    • New
      edalric

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      full metal alchemist
      edalricmore
      Go to gym now or walk/run whatever. You got to learn to put strong boundaries between work & life balance because work never stops. And It doesn't matter if you retire tomorrow.
      It's easier said that done ofcourse but decide to stop working after certain time, and do the rest of the work on next day.
      Jan 9
    • OP
      I’ve always struggled with balance. Like if I focus on my startup, then my full time job lags behind. If I get a competent gym routine, then my startup lags. Maybe I have too many goals? Or maybe I can keep all of my goals, but just timebox them per week and accept farther out deadlines for my startup and fitness goals.
      Jan 9
    • New
      edalric

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      full metal alchemist
      edalricmore
      I've been in that boat like you, having too many things to do. But later I realised it is better to have specific goals.
      One thing I can share from personal experience is that fitness is by far the easiest & most rewarding goal.
      A 30-45 minutes run/walk/weights routine 5 days a week works superb for me.
      I don't know your startup goals or your level of technical knowledge/ambition. But fitness is easy & doesn't even have to be a goal. Just make it part of daily routine please and start slow but be consistent. Bonus is that Success is guaranteed here.
      Jan 9
    • OP
      That’s a good point. Startups can feel very positively or the opposite depending on rapidly changing events. Fitness is a much more tangible goal and I always felt my best when fitness / weight training was a regular part of my week (3-4x). Biceps didn’t look bad either haha
      Jan 9
    • Northrop Grumman / Eng HowCouldYu
      OP I feel you, I k is exactly what you mean. I got 9 years til 35, I hope to be retired as well so I can focus on working out and taking life slowly
      Jan 9
    • New / Eng |l|l||l|l|
      What's wrong with you people, why do you need to retire to work out? You can work out now.
      Jan 9
    • New
      edalric

      New

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      full metal alchemist
      edalricmore
      I didn't bring it up earlier because you guys will probably not understand. But retire at 35 is practically imaginary scenario. You either will be working in a job or doing your thing, but that's not retirement. Also it is too early to think about retirement but that perspective can't be built in a day or in a blind thread IMHO.
      Jan 10
    • OP
      Retirement was a poor choice of words. Of course I’d be doing things.
      Jan 10
  • Facebook
    Dckslp

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    Dckslpmore
    Figure out why you want to retire and what you are going to do from age 35 to 85 years old.

    Your 27 and you want to retire?
    Jan 9 6
    • OP
      I go to work, I try to focus in the office with limited success. I work at night (coffee shops) since I want to see my dreams have some chance at happening (more coding). Working for someone else, which is financially critical, feels like I’m fulfilling someone else’s dream more than my own.

      I see coworkers pushing code from 9am to 8pm on more weekdays than not. I don’t even know how they do that. Don’t they have their own dreams? What about spending time with their significant others?
      Jan 9
    • Facebook
      Dckslp

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      Dckslpmore
      Well, what is your dream?
      Jan 9
    • OP
      Build a SaaS that keeps me financially afloat. I’d rather not share the exact problem but it’s something I’m passionate about and have 1 paying enterprise customer for ~200/mo. Maybe I could get a dozen or two more contracts and raise prices.
      Jan 9
    • Facebook
      Dckslp

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      Dckslpmore
      Good luck.
      Jan 9
    • New DuQvV7x
      200/hr or 200k/month?

      Otherwise I’m perplexed...
      Jan 10
    • Facebook / Eng leija
      You need some sales to boost those numbers
      Jan 10
  • Akamai Technologies / Eng Trn
    Target funds/income?
    Jan 9 2
    • OP
      All in VTSAX. (Un)fortunately I have some appreciated company stock. Want to sell it but Cali taxes capital gains and earned income. So, really don’t plan on realizing those gains until my income is lower.
      Jan 9
    • OP
      TC is 200k. Have 350k NW.
      Jan 9
  • Gigamon / Eng
    changemeno

    Gigamon Eng

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    changemenomore
    At 27 you have 350k nw ..wow.. all US experience? Married?
    Jan 10 1
  • Cox Automotive VVTN45
    Change companies? I find that having an SO helps
    Jan 9 0