Wealthfront vs Ally vs Citi vs Marcus

Oscar 🐨koala
Jun 28 20 Comments

I was bored and was looking at bankrates today. Apparently Citi now offers “Accelerate” account at 2.36+.

* WF = 2.57%
* Ally = 2.1%
* Marcus = 2.15%

The cons of Citi is the rate is not transparent (last known is from the news).

But I am curious (1) has anyone signed up for Citi AA, (2) would you switch to WF? I see so many Ally customers here on Blind but I am currently a Marcus customer. Their service and website has been real good.

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TOP 20 Comments
  • Amazon TiCi
    Im still sticking to Marcus because I know who the government’s gonna bail out once shit gets real.
    Jun 28 2
    • AMD
      $&!#

      AMD

      PRE
      Intel Corporation
      $&!#more
      If it’s and FDIC insured account, it doesn’t matter what bank
      Jun 28
    • Facebook public2
      That's a lot of trust you are placing in the government lol
      Jun 28
  • eBay / Product blitzer
    Wealthfront keeps raising interest, your money is FDIC insured up to $1MM. I’ve parked some cash there, no issues and the app is great. I use Schwab as primary checking for Bill Pay and brokerage and Intelligent Portfolio for Rollover IRA.
    Jun 28 4
  • Atlassian / Eng
    Luffy, M.D

    Atlassian Eng

    PRE
    Facebook
    BIO
    A prematurely grumpy somewhat old man
    Luffy, M.Dmore
    Ally customer service is 😿
    Jun 28 2
    • Oscar 🐨koala
      OP
      Hey welcome back Luffy. Yeah I looked at the rating and chose Marcus instead (plus it is slightly more)
      Jun 28
    • Atlassian / Eng
      Luffy, M.D

      Atlassian Eng

      PRE
      Facebook
      BIO
      A prematurely grumpy somewhat old man
      Luffy, M.Dmore
      Thanks!
      Jun 29
  • Oath Atinlay2
    Not enough of a difference to make me go through the hassle.
    Jun 28 0
  • Autolist eFks14
    Been moving all my cash to wealthfront since 3 weeks ago. Can't move the decimals and don't have account number for direct deposit, but besides those it's all good.
    Jun 28 1
    • Oscar 🐨koala
      OP
      What do you mean by decimal?
      Jun 28
  • Facebook / Mgmt vjuiu
    Ally is 2.1
    Jun 28 1
  • Autodesk yuping
    SoFi it’s also a checking account
    Jun 28 0
  • Oscar 🐨koala
    OP
    Maybe i should move to WF for that sweet interest lol
    Jun 28 0
  • Finale Inventory / Eng huHG50
    WealthFront is best. I have a savings, IRA and non tax advantaged investment account with them.
    Jun 28 0
  • OpenText RIP Theon😥
    Was too lazy to close my WF account from 2014. Now it’s finally useful to me.
    Jun 28 0